Medical Insurance

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Morticia32
Regular Member


Date Joined Feb 2006
Total Posts : 59
   Posted 2/25/2008 2:00 AM (GMT -6)   
 
Ok, how does one go about getting medical insurance when you have a "pre-existing condition" like RA? If anyone has any info please pass it on to me. At the moment I pay "cash" when I need to go to the doctor. Haven't been to a Rheumy because of the cost. Any suggestions would be great. I am located in Arizona.
 
Thanks
 
Diagnosed: Hypothyroid 1990, Endometriosis 1997,Objective Tinnitus 2004,Rhematoid Arthritus Feb 2006.
Procedures Done: Gallbladder Removed 1994, 3 Endoscopes, 5 Laps for Endo, Hysterectomy 2003, Angiogram 2003.
Medications now: Synthroid, Lexapro, Methotextrate Lortab, Prednisone.


sjkly
Veteran Member


Date Joined Dec 2007
Total Posts : 2113
   Posted 2/25/2008 3:50 PM (GMT -6)   
If your state does not have a risk pool insurance program then probably the only way to get insurance is by getting a job that offers an HMO. HMO s cover pre existing conditions but you would have a hard time getting coverage outside of employment.
The other thing that might work is proffessional association-the writers guild offers health insurance to its members and so do many other organizations where most of the members are self employed.
Marry someone with good insurance.
Hmm not a lot of viable options.
Sj

Ducky
Veteran Member


Date Joined Mar 2005
Total Posts : 3199
   Posted 2/28/2008 3:04 PM (GMT -6)   
Hey Morticia.. any luck? Do you qualify for medicare or medicaid?
Moderator of Arthritis Forum
Confirmed Diagnosis of - Psoriatic Arthritis/Spondylitis/Graves Disease/GERD/Scoliosis/Hiatal Hernia/Graves Disease of the Eyes/Chronic UTIs/Migraines/Hypertension
Current Meds -  Enbrel/Prilosec/Synthroid/Nitrofurantoin/Midrin/HYZAAR
Past Meds - Inderal/PTU/Prednisone/Voltaren/Feldene/Mobic/Cortisone and Steroid Shots


Morticia32
Regular Member


Date Joined Feb 2006
Total Posts : 59
   Posted 2/29/2008 12:13 AM (GMT -6)   
No luck, my problem is im Canadian living in the US with no immigration status yet, so working is out of the question. Plus im to sick to hold down a job with the RA. Its a lose lose situation.  In a month or so, I might be able to get onto my hubbys VA Pension medical. I got my fingers crossed.
Diagnosed: Hypothyroid 1990, Endometriosis 1997,Objective Tinnitus 2004,Rhematoid Arthritus Feb 2006.
Procedures Done: Gallbladder Removed 1994, 3 Endoscopes, 5 Laps for Endo, Hysterectomy 2003, Angiogram 2003.
Medications now: Synthroid, Lexapro, Methotextrate Lortab, Prednisone.


Ducky
Veteran Member


Date Joined Mar 2005
Total Posts : 3199
   Posted 2/29/2008 8:15 AM (GMT -6)   
Are you living far from the Canadian border? I here they have a very good Medical System up there?
Moderator of Arthritis Forum
Confirmed Diagnosis of - Psoriatic Arthritis/Spondylitis/Graves Disease/GERD/Scoliosis/Hiatal Hernia/Graves Disease of the Eyes/Chronic UTIs/Migraines/Hypertension
Current Meds -  Enbrel/Prilosec/Synthroid/Nitrofurantoin/Midrin/HYZAAR
Past Meds - Inderal/PTU/Prednisone/Voltaren/Feldene/Mobic/Cortisone and Steroid Shots


Morticia32
Regular Member


Date Joined Feb 2006
Total Posts : 59
   Posted 3/1/2008 4:28 AM (GMT -6)   

Ducky

No unfortunately im in Arizona. I need to go home to Vancouver in the next few month so i will make sure i get all my medical stuff done while im there. I still have my Canadian health coverage. Just no coverage in states.


Diagnosed: Hypothyroid 1990, Endometriosis 1997,Objective Tinnitus 2004,Rhematoid Arthritus Feb 2006.
Procedures Done: Gallbladder Removed 1994, 3 Endoscopes, 5 Laps for Endo, Hysterectomy 2003, Angiogram 2003.
Medications now: Synthroid, Lexapro, Methotextrate Lortab, Prednisone.


Ducky
Veteran Member


Date Joined Mar 2005
Total Posts : 3199
   Posted 3/1/2008 5:08 AM (GMT -6)   
Oh, you are a WAYS away from Canada.. poo.. at least you still have your coverage there.. where in Arizona are you? I'm from there.. :)
Moderator of Arthritis Forum
Confirmed Diagnosis of - Psoriatic Arthritis/Spondylitis/Graves Disease/GERD/Scoliosis/Hiatal Hernia/Graves Disease of the Eyes/Chronic UTIs/Migraines/Hypertension
Current Meds -  Enbrel/Prilosec/Synthroid/Nitrofurantoin/Midrin/HYZAAR
Past Meds - Inderal/PTU/Prednisone/Voltaren/Feldene/Mobic/Cortisone and Steroid Shots


Morticia32
Regular Member


Date Joined Feb 2006
Total Posts : 59
   Posted 3/1/2008 5:37 AM (GMT -6)   
Ducky said...
Oh, you are a WAYS away from Canada.. poo.. at least you still have your coverage there.. where in Arizona are you? I'm from there.. :)

Wow you are really? Im in St.David about 45 mins south of Tucson, where are you?
Diagnosed: Hypothyroid 1990, Endometriosis 1997,Objective Tinnitus 2004,Rhematoid Arthritus Feb 2006.
Procedures Done: Gallbladder Removed 1994, 3 Endoscopes, 5 Laps for Endo, Hysterectomy 2003, Angiogram 2003.
Medications now: Synthroid, Lexapro, Methotextrate Lortab, Prednisone.


Morticia32
Regular Member


Date Joined Feb 2006
Total Posts : 59
   Posted 3/1/2008 5:44 AM (GMT -6)   
Ducky I just added you to myspace, if you see a request from Tara thats me :)

Diagnosed: Hypothyroid 1990, Endometriosis 1997,Objective Tinnitus 2004,Rhematoid Arthritus Feb 2006.
Procedures Done: Gallbladder Removed 1994, 3 Endoscopes, 5 Laps for Endo, Hysterectomy 2003, Angiogram 2003.
Medications now: Synthroid, Lexapro, Methotextrate Lortab, Prednisone.


Ducky
Veteran Member


Date Joined Mar 2005
Total Posts : 3199
   Posted 3/1/2008 3:36 PM (GMT -6)   
I'm not there anymore.. but I grew up in Yuma, AZ.. I lived there til I was 21, then I joined the AF.. I live in Charleston SC now.. (is where I'm stationed).. I just added you.. funny, 'cause I was like, "who is Tara?" tee hee... then I checked out your page and figured out who you were.. :)
Moderator of Arthritis Forum
Confirmed Diagnosis of - Psoriatic Arthritis/Spondylitis/Graves Disease/GERD/Scoliosis/Hiatal Hernia/Graves Disease of the Eyes/Chronic UTIs/Migraines/Hypertension
Current Meds -  Enbrel/Prilosec/Synthroid/Nitrofurantoin/Midrin/HYZAAR
Past Meds - Inderal/PTU/Prednisone/Voltaren/Feldene/Mobic/Cortisone and Steroid Shots

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