Does anyone out there have individual insurance? I was recenlty layed off my job and probably will not work again for some times (not feeling well, severe itching, muscle/joint pains, etc.) Thankfully, my job offers continuation of health coverage for up to a year and so I opted to take that even though the monthly cost is 5 times the amount I paid when I was an employee. I've called up Blue Shield and Blue Cross and a couple of others and they basically tell me they will not cover me becuase of my pre-existing condition (RA). Has any of you had this problem with obtaining health insurance? If so, what have you done?