hi mommyphotographer, you must get seen by a rheumy. Like everyone says, if it is RA or a related illness, it can only get worse!! your joints will become deformed, the pain will increase, and you dont know what damage could be done to your organs. It really sounds likely that you have an auto immune disease, I am not trying to be a doctor, just using common sense!! I hope the prblem with insurance works out for you. I am in UK so have a totally different system. Its wrong that you cant get treatment due to finances. please get help.
dx- RA Sjogrens, Raynaud's carpal tunnel and overlap syndrome lupus/MCTD