i had united health care ins for a long time. now that i got ssdi, and was now available for medicare, I opted not to go into it medicare since i had united which was pretty good coverage 80 % of everything and scripts too. for $80 a month. so i cancelled medicare part a and b saying and thinking i could do this since i all ready had united health. now united health care calls me up and says if you were allowed to do medicare and didnt sign up for it, then we a re only going to cover you for 20% now instead of 80 % like before.
i goofed up ....to all of you who have ssdi or are about to become approved for it and have waited out your 29 months and now qualify to be on medicare, YOU HAVE to sign up for it....CALL your health care provider if you have one now to see waht the regs are on this.
i am now going to be responsbile for 80% of the fees on all doc bills, and ct scans and scripts until i can get on the medicare next year as they already closed the enroll ment for this year now.
this means BARE bones doc appoitments for me, bare bones scripts, and no pt for the rst of this year.
i just shot myself in my own foot friends, dont let this happen to you!!!!
i have to now pay 80. month for united for 20% coverage and i lost medicare coverage until next year.
it is bad enough that many docs do not like taking on medicare patients if you can find one that will, which is WHY i didnt opt to take the medicare in the first place.
now i am forced to do this for next year.
i just got done with a mammo, pap, ct scan, doc follow up and ALL of these will not be covered only by 20% now instead of 80 %
and about the meds.....i will have to pay all.
i am not a happy camper today finding out all about this now
9-02 crash w/ C-5-6-7 anterior/posterior fusion in neck w/11 screws and 4 metal plates. multilevel HNP at T & L section. FMS, PA in dec 05. on SSDI after 2.5 yr wait. sezuires, CTS, IBS ( C & D). norco, xanax, predisone shots. i dont know what else is wrong with me and neither does anyone else!!!