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Tainted
Regular Member


Date Joined Mar 2010
Total Posts : 99
   Posted 3/24/2010 2:34 PM (GMT -7)   
So I'm in a great mood. After almost overdrawing yesterday, I decided to take a step back and think about my whole financial picture. I don't know if this is bipolar or not, but I tend to completely avoid problems I don't want to deal with. I convince myself I don't have to deal with them. So big suprise when I was 18 I got a credit card and by 21 I had $5000 in maxxed out cards that I decided to ignore. In a moment of desperation after avoiding collections agencies, I called Care One Credit Services and they worked with me.
 
Nor for the last five years I guess, I have been paying off these cards. It is one automatic payment that gets dispursed to the three credit card companies. I just checked my accounts for the first time in a couple years (ridiculous, I know) and realized I'm all payed up!!! 
 
Not only that, but I'm a total of $100 over payed, which means I get money back! Woohoo!
 
Now I have to tackle the student loans I have been completely ignoring since dropping out of school five years ago :(.  Oh well, little steps!
 
-- An elated tainted.

tortoise11
Veteran Member


Date Joined Jan 2010
Total Posts : 2896
   Posted 3/24/2010 2:43 PM (GMT -7)   
Congrats!  That is an accomplishment!
Bipolar 2
Borderline Personality Disorder
Post Traumatic Stress Disorder
Panic Disorder


happy bill
Forum Moderator


Date Joined Nov 2008
Total Posts : 1132
   Posted 3/24/2010 3:51 PM (GMT -7)   

 

  Great job. I'm working on the same, however a depressed wife that spends at will doesnt help muchconfused .  Still i am making slow but steady progress toward getting things paid off.

  Keep it up, and your not the only one who avoids looking at bad news. All of us are guilty of that at one time or another.

   Bill

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