grrrrrrrrrr I dislike my insurance

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kara487
Veteran Member


Date Joined Mar 2008
Total Posts : 637
   Posted 4/22/2008 6:05 PM (GMT -7)   
Im so upset redface . My insurance wont pay for my epidurals in my back  and I dont have the money to pay for them ,  the only thing my insurance will pay for is back surgery 85 percent of it. It seems that a insurance would want  to pay the lesser cost  epidurals are cheaper than back surgery, They wont even pay for pt which I desperately need. I dont know what to do anymore just live in pain and take my meds and suffer quietly. I have been crying all night. my dr designed a treatment plan and my insurance wont abide by it.   Its hard finding a insurance company that accepts my pre exsisiting  conditions finding a new insurance company is next to impossible.
Thanks for listening and letting me unload. I hope everyone has a lpn .

sjkly
Veteran Member


Date Joined Dec 2007
Total Posts : 2113
   Posted 4/22/2008 6:10 PM (GMT -7)   
Kara, I am so sorry that happened to you. Can your doctor help you appeal or ask for pre authorization for you for the epidurals?
You are in my thoughts and prayers.
Sj

kara487
Veteran Member


Date Joined Mar 2008
Total Posts : 637
   Posted 4/22/2008 7:12 PM (GMT -7)   
Thank you Sj I appreciate it. I hope you have a lpn.

Chutz
Veteran Member


Date Joined Jan 2005
Total Posts : 9090
   Posted 4/22/2008 9:18 PM (GMT -7)   
Your doctor can request that they pay if you haven't tried that option. You can also appeal on your own. I'd go for the doc option if it were me..in fact I have before.

Good luck,
CHutz
Co-Mod Fibromyalgia & Chronic Pain Forums
~~~
Fibromyalgia, Ulcerative Colitis, Insulin dependent diabetic, collapsed disk, dermatitis herpetiformus, osteo arthritis in spine and other locations.
***************

The only difference between genius and stupidity is that genius has it's limits. Albert Einstein: (1879-1955)


kara487
Veteran Member


Date Joined Mar 2008
Total Posts : 637
   Posted 4/23/2008 4:45 AM (GMT -7)   
Thanks everyone I put a call into the surgeons office and waiting for a call back. Im just so frustrated  it seeems I hit a road block everywhere I go. thank you for your responses  and your sugesstions. I wake up this morning an couldnt move my hips at all  something is going on there. Im going to get my xrays on friday hope they dont turn that down. I hope everyone has a lpd.

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