Ts yes i have thought bout it i will go down to the office on monday wanted to see if i was goin to be feelin better befor i went down to see what assistance i could get...but it seems like the pain is getting worse not better so i will deff being goin down on monday...
does any one else have trouble sleepin at night seems like the pain is always worse at night...
Palady no worries the canada thing came from the er doc that told me that real inpact never resultes in serious injury...
and thanks Ts am hoping that the pain will be gone just worried in the mean time as things seem to be getting worse...
I work for an attorney who handles personal injury cases, including car accidents, along with other kinds of civil litigation cases. The laws in each state are different, but I will tell you how it works in FL.
In FL, your own insurance pays out for lost wages - under your PIP (personal injury protection) portion of your insurance. They pay 66% of your weekly earnings and typically send a check to your attorney to forward to you monthly. As for other $$ to cover your day-to-day needs, you are pretty much stuck until the final settlement is done. The final settlement $$ comes from the person's insurance that actually hit you. I advise that you ask your attorney about how your state handles lost wages.
In FL, it is also to your benefit to carry UM insurance (for un-insured and under-insured drivers). The state minimum here is just $10,000, which can go very quickly for medical bills. Basically the medical bills get paid out from the settlement before the injured person gets one penny - which really stinks!! Example of a case I'm working on right now .... girl is a passenger in a car, they get hit by a guy running a red light, she is seriously injured, flown by helicopter to hospital, has several surgeries, is in the hospital for a couple weeks, almost dies, etc, etc. She has been out of work for a couple months now, her medical bills are currently over $150K!! The guy that hit them had the state minimum of $10,000 and she herself did not carry UM insurance. The $10,000 has gone entirely to her medical bills and she did not get any $$ at all. Her PIP benefits gave her a total of $4,000 for lost wages and the rest of the PIP went to her medical bills. So the bottom line total she walked away with is a big $4,000!!!! And she is in need of another surgery and more time without being able to work!! Total crap for this poor girl, who did nothing wrong!!! Luckily for her she has health insurance that is picking up the rest of her medicals.
Don't mean to be a downer, but just want to stress the importance of carrying UM insurance!! It is for YOUR benefit cause many people carry just state minimums and there are lots of others driving around with NO insurance, which will leave you stuck in a really bad spot! UM insurance costs additional $$, but working for an attorney has shown me how important it is and it is WELL WORTH the extra $$ you pay if you get into an accident!!
Thank you all for the info...the more i find out about all this the more i realize just how unprepared i was in all of this.. I quess none of us think about it intil you are there yourself.
As of today I just went to PT and she has requested 2 more months at least of PT grrrrr sorry just frustrated. Was on a step machine today and all i managed to do was 60 steps in 5 mins and was in so much pain afterwards thought i would colasp.
I have several questions for any that wish to answer first.
I have started getting mussle spasms in my legs and back OMG they hurt. Is this normal and what causes them when you have been injured and what is the best way to deal with them.?
Second. I got a call from the adjuster working on my car when they took off the bumber and side panal they found that the frame was bent on my car as well. I have a 2007 toyota camery and am concered about the depreciation value now that the frame is bent. I stopped by the dealership where i bought by car and they told me that if your frame is bent then the car depreciated by about 20 to 25 %. Now i know how dealer ships work and they are always out to make a sale exp. in this eccomy. My question is does this seem to be true and if so should i be intittled to the depreciation value for the car?
Laslty my lawyer was talking with me today about maybe that we should see about settling my case as i was able to get an emercancy medicade card as i am out of work and have kids. He said to me that if we settle asap that it would help me to get money in my pocket to provide for my family. I also heard that medicade my require me to pay back any expenses that accure after settlement as i still need treatment.
The thing is that in south carolina the state min is 25000 and if my expensises amount to more than that then im screwed if thats all she has.. and by law in sc you cant find out there coverage unless you file something through the court and that cost money and eats up your settlement.
I know this is alot of bs so to speak im just trying to figure out how the best was is to work all this.
Also i attempted to go back to work today and came home is so much pain, how do you all deal with getting back to some sort of normal life after all this...and does anyone else thing our current system is screwed beyond reason?
Sorry for venting just in awe of how all this works and how the victim really pays
Sorry one other thing my ortho is talking bout cortazon injection has anyone have them and what may i expect if i do go down that line?