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PAlady
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Date Joined Nov 2007
Total Posts : 6795
   Posted 1/22/2009 11:57 PM (GMT -7)   
Dear Frances,
I read your post on the other thread about not having any post-op meds. My reaction to this would be deleted if I typed what I want to scream! Unbelievable! Can your doctor's office call and light a fire under them - or better yet put some fear of a legal proceeding against them? There have to be grievance procedures in the fine print, and your doctor's office might have better luck than you. Plus you shouldn't have to do this while you're healing.

Wish I could help more! Please let us know how you're doing.

PaLady

Tirzah
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Date Joined Jul 2008
Total Posts : 2283
   Posted 1/23/2009 2:21 PM (GMT -7)   
Thanks, PALady!

I could file a grievance IF they ever provided me with a written denial letter. Instead they just refuse to communicate with me. It's insane. Finally this morning I did get a call from them. Now they've told me that what was previously explained to me by the last rep was a wrong interpretation of my plan, so actually I am not owed any money at all. This plan is super lousy & the way they count days missed is completely insane.

I am so depressed. I don't know how I am going to get through this. If life were like a game, I would just quit playing, but it's not & there's no escape. I just really hate this. I hate being in bed for most of the day. I hate being in so much pain. I hate using every ounce of energy that I have to convince my mind that I am somewhere else & that it isn't really me going through all this pain. I can do that enough to feel kinda numb about things, but I know from the past that feeling numb is not a safe place for me to be. I get all kinds of crazy horrible thoughts running through my head & no way in heck am I gonna do anything crazy b/c that just makes life get even worse. So after a while, I end up going back to being in screaming pain. I tie a gag around my mouth to try to keep from disturbing my neighbors, but even that doesn't always do the trick.

I just want to cry whenever I'm not feeling numb & it hurts so bad to cry all the time. I just can't take it. I have to keep telling myself "The pain isn't real." I have to believe that or I swear I will go psychotic or something b/c no one can live with their pain at an 8 or 9 every single day and not even have a single thing to do about it. I am just humiliated. My home is a mess. The garbage is piling up. I don't even look at the bills. And I had to put a plastic sheet on my bed. Well, that protected my bed, but didn't keep me from getting a pretty miserable infection & I don't even have money to go to the doctors (or even to buy OTC treatments). I know when it gets really, really severe I can go to the ER, but that's another thing I can't really think about.

I just really hate that I am allergic to just about everything. The only thing I haven't tried yet is methadone, but I know that can potentially really screw things up for future medical care, prescription insurance & life insurance. I've been fighting not to go there, especially since there's a pretty good chance that I will be allergic to methadone like everything else, but it is cheap & even if I have to lie and say I'm a drug addict to get some from the free clinics, I'm not sure that's beneath me anymore. I'm just so frustrated. I have a job waiting for me. I have really good health insurance (once the high deductible is met). And I have a roof over my head (at least for now). So I really just don't have any excuses. I'm just a total screw-up & that's really hard to face.

thanks anyways.

PAlady
Veteran Member


Date Joined Nov 2007
Total Posts : 6795
   Posted 1/23/2009 3:44 PM (GMT -7)   
Frances,
I know you feel like a screw up but you definitely aren't! And you have plenty of reasons to complain, so please don't be so hard on yourself. As I read your post it just brought me to tears, but it's somewhat selfish as I could relate to so much of what you're saying.

I'm trying to remember - didn't you have an RF? It just seems like the doctor should have some legal responsibility to make sure you get post op care, including meds. Do you have any community nurses in your area? After my fusion I ended up calling mine because I was alone and one of my incisions was getting red. Turns out they were great on a lot of levels, and even just to have someone stopping in every day or two for the first couple of weeks was great.

It also sounds like you're alone. I know that one. Are there any friends or family you could call? I know that's easier said than done for a lot of us.

I think we need a real Healing Well community in addition to our virtual one. Like a bunch of apartments where we could be close and help eachother out. Sure we couldn't do any lifiting, but we could be there to hold a hand and listen.

I wish I could do more. Know I'm listening!

Hugs,
PaLady
What is happening to you is so wrong. So very, very wrong. Is there anything else I can do from this end? And anyone else reading - please feel free to pop in and offer your thoughts to Frances. it's not an exclusive thread!

Post Edited (PAlady) : 1/23/2009 3:48:00 PM (GMT-7)


straydog
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Date Joined Feb 2003
Total Posts : 13473
   Posted 1/23/2009 4:00 PM (GMT -7)   
I have been off line a few days-what has happened to Frances??? Susie


PAlady
Veteran Member


Date Joined Nov 2007
Total Posts : 6795
   Posted 1/23/2009 4:19 PM (GMT -7)   
Susie,
Read Frances' last post under the thread Do you think you're getting good care - started by acelunger. I think Frances had a radiofrequency procedure (not completely sure - but I'm sure she'll clarify when she feels up to it). That's what prompted me to write this.

PaLady

straydog
Forum Moderator


Date Joined Feb 2003
Total Posts : 13473
   Posted 1/23/2009 4:31 PM (GMT -7)   
Hey thanks PA


Susie


Tirzah
Veteran Member


Date Joined Jul 2008
Total Posts : 2283
   Posted 1/23/2009 5:00 PM (GMT -7)   
I did have RF & my doc is doing his best. They gave me shots before I left to help with the pain that day & gave me plenty of free samples of Lunesta (oh, wonderful sleep -- if only I could stay in that state forever).

He is happy to write me scripts for anything at all that I want, but the problem is I can't afford anything. He said I could keep coming in for more shots of fentanyl, but I can't afford the bus & my friends work during the day (except for one & she is as broke as I am & lost her license -- and for good reason, so I'm not about to lend her my car).

He is trying his best to provide me some sort of care & his surgical nurses check up on me every couple days, sometimes sooner, but there really isn't anything they can do either (though one of them was super nice & did offer me a ride home if I could manage to get myself there). He has been seeing me even though I haven't been able to pay him anything & has agreed to let me come for a few months without paying and then to get on a payment plan where I only have to come up with $5 per month. I really couldn't ask for anything more. I know he's as frustrated as I am about this whole situation.

My boss did call the evil insurance people today to "encourage" them to get their act together (she's an attorney, so I think that helped) and they called to tell me I can expect a small check sometime next month. So I went through the whole sob story again. She asked if there wasn't anything else that helped & I told her that laying absolutely still on my stomach does help bring the pain down, but that's not practical for work. I could tell she wasn't even listening to me b/c then she says "well, it would probably be pretty uncomfortable to lay on your stomach all day". Oh man, I nearly lost it! I told her "no, it's comfortable enough; but understandably, my boss doesn't consider it very professional to be lying on the floor on your stomach when the clients come by. I really do need my meds so I can SIT!" The RF was at L5 and S1, which as all of you know are at your tailbone -- kinda important for sitting.

I told her the heck with even going to my doctor's next week b/c there won't even be anything he can do since I have no money (she doesn't need to know about the IM injections, as far as I'm concerned). I will just see him mid-February & will have to post-pone going back to work. After a lot of back & forth she finally says that maybe she can get my little check sent out a week early. I guess we'll see, but I'm a little concerned b/c my doc is going out of town middle of next week so if we don't figure out something soon I really will be up the creek.

Family is out of the question. Their rule is that if I want to talk to them it has to be only about positive things. What a stupid rule. I'm better off without them. My friends are pretty nice. I am maybe going to see some of them for a bit tonight. I can't even believe how supportive they are. Plus, my church family is really nice & can get me food when I really need it so that does help a little, but I always feel like there are others worse off than me or with kids or such so I try to make due with what I have. You all are so wonderful. Sorry I completely lost it earlier. I just get so angry about getting yanked around for so long & I've really reached my limit with the level of pain. I can't really talk to my friends about not having pain meds b/c mostly they don't even know I am on anything, or if they do I make it seem like it's the equivalent of aspirin. Some of them, and a fair number of people in my church (I go to an inner-city church) have either previous or in some cases active addiction issues. Actiq is 3rd to heroin & meth as far as the drug of choice in this area (at least according to the police) so I try to guard my "secret" carefully so I don't have to worry either about bringing trouble on myself like robberies or bringing trouble on my friends by tempting them with their d.o.c. So I'm trying to just handle this. Guess I'm not doing so good, huh?

Thank you so much for your replies & support both Susie & PA. It really does mean a lot to me.
PA - I'm sorry I brought you to tears. I know you already have way too much to deal with yourself. I keep hoping they will find some treatment that will work for you so you can get back out there and find another job -- hopefully a better one and one without stupid prescription rules. I will say that I lost a job once about 5 years ago. It was so devastating at the time, but about 6 months later I found a much better job that paid better, had better benefits, and let me do more of the kinds of things I enjoyed doing at work. I will hope & pray that somehow what seems (and is) so sad now will end up bringing you to an even better place before you know it. :)

hugs,
frances

PAlady
Veteran Member


Date Joined Nov 2007
Total Posts : 6795
   Posted 1/23/2009 6:03 PM (GMT -7)   
Frances,
It's good to hear you've got some strong people on your team - your doc, your boss (an attorney sure does help!) and some good friends. I know you don't want to tell them specifics about meds you're taking, certainly understand why, but maybe if you need them to help you a bit you could just say it was post -op meds - oh, say like an antibiotic or something? And not let them in on the details.

Don't worry about bringing me to tears! We all do that to (or maybe for) eachother here. I was and am still angry that these things happen to all of us with such frequency. I can only hope our health care system starts to change for the better and soon, but I fear it won't be soon enough. I did get a good piece of news today, in that it appears Pennsylvania may be one of the states with a high enough unemployment rate to qualify for more extended benefits. Maybe I'll get another 8 weeks. Should know soon. As far as getting another job...well...between my health and the health of the economy I think I need to start making peace with things I don't want to make peace with. But we all have that in our lives, each in a different form.

Hugs to you,

PaLady

Tirzah
Veteran Member


Date Joined Jul 2008
Total Posts : 2283
   Posted 1/23/2009 6:36 PM (GMT -7)   
PA-
That is good news, in a way. We already hit that rate some time ago in my state. It does help that people are able to get more unemployment, but I know almost all of them would rather have a job. I too am hoping that with the new administration they will start to get things in place so that there can be more jobs for people & in turn that our economy can improve.

I don't know. I wish things were easier, but I think that is mostly just fantasy. Creative people may find ways to bring down costs of health care, but the insurance people will probably work just as hard to find ways to turn it into more profits for them rather than more savings for consumers.

I really can't complain about my health insurance, though. Mostly it's pretty good. It's just that I was relying on the disability pay to cover my deductible. I am going to try to get a message to our employment law attorney that the plan description for our LTD benefits needs to be worded more clearly so that average people can understand what it means.

I think what you said about making peace is very true. I usually try better to remind myself that it's faster to learn how to jump through the hoops than to spend energy trying to tear them down so I can run a straight line. I'm sure that's true this time as well.

I'll try to think if there isn't some way I can talk about my meds with friends. I mentioned antibiotics once years ago & my friend, god love her, did some research & found that I could get any antibiotic I need free from the county. Well, it was nice of her to check. :) There are a lot of drugs that the county will give free to people in need for all sorts of conditions, but fentanyl is not one of them. I will keep thinking on this. There must be something out there that I can try. Maybe I can get into one of those studies they always advertise on TV for back pain medicine. I'm sure there's probably something. I just need to keep looking.

thanks for the encouragement!

PAlady
Veteran Member


Date Joined Nov 2007
Total Posts : 6795
   Posted 1/23/2009 8:03 PM (GMT -7)   
Also check the websites of each drug/pharmaceutical company for coupons or special offers, even if you doc has to get it for you.

PaLady

straydog
Forum Moderator


Date Joined Feb 2003
Total Posts : 13473
   Posted 1/23/2009 8:05 PM (GMT -7)   
Hey Frances,
 
My hat is off to you even in the dire straits you are in at this moment you are still looking for that one little piece of positive thread. I think thats the only way CP'ers can survive. I get especially livid thinking of how your Ltd carrier is handling your claim. I have dealt with Ltd carriers in the past on our clients. I know what morons they hire. I posted something to you on Ace's thread and I sincerely hope you take some action.
 
Yes, I can understand how you feel about divulging your medication to friends. I keep a lid on that myself and I have no one to worry about coming in and helping themselves or ripping a few pills off either. My daughter has a list of my medication that I keep updated. I do this so if something were to happen she is the one I trust to get things right. My husband is useless in that area. You know, I still wonder if there isn't a law now concerning Ltd on them either denying a claim or paying the claim in a timely manner-since the big lawsuit against UNUM a few yrs ago, this may be something to check into. The tranferring your claim to a new adjuster is nothing more than a stall tactic. The longer that company keeps that money in the bank, the more money they get on interest. Tx has become pretty strict with the laws on ins claims as far as making payments when payments are owed. This is including paying medical bills too. Alot of the ins co got into trouble for not paying drs under the health ins plans, now they have so many days to pay.
 
I do hope with the new administration we can get more jobs back out on the market for people. I have never drawn unemployment, but I know one thing. We make a hell of alot more money working than we do getting unemployment or SSD payments. I am on SSD and at one time I was considered middle class, overnite I hit the poor list.
 
The cost of medication is off the scale. I take 16 medications a day for various diseases, have a pain pump and when I lose my health ins with a script card and have to use Medicare I am screwed unless I can come up with a supplemental plan that has a script card. I am an ins company's worst nightmare I think,lol. Its not right for people like you and others here than cannot get medication they need, that is just so wrong. I will get off my soap box, sorry.
 
Lots of hugs coming your way. Been there on R/F and its not a cakewalk. Susie
 


Tirzah
Veteran Member


Date Joined Jul 2008
Total Posts : 2283
   Posted 1/23/2009 11:10 PM (GMT -7)   
Susie,
Thanks so much for your advice. By contract they had only 45 days to give me their decision in writing. Even without the contract state law mandates 60 days max until they give a written determination. Between inaugurations & impeachment hearings, those congresspeople I have left have had their hands pretty full, but I do have a contact at our state OIR & will continue to keep that option open.

It's terrible, though, that it has to come down to threat of formal complaints and/or litigation to get these insurance people to do their job. The whole point of having insurance is so that they will pay out when needed. I am studying to be an actuary, so I can't really fault the whole system, but my experience with this particular insurer has been horrific. My last claims rep was finally termed -- thank god for small miracles -- after all of the horrible things she said to me. It went way beyond just not providing service, though that was part of the issue; she actually accused me of all kinds of crimes & hinted the same to my manager. Fortunately, my boss knew me better and knows that honesty is my most valued characteristic both in myself & others. He knew I would never do the horrible things I was being loosely accused of & went to bat for me. I had a 5 page single-spaced typed list of all the issues I had with them last year that went out to a whole host of people & was in an envelope ready to send to the OIR when they finally emailed me their last determination letter, almost 6 months past the 45-day deadline. What I was shocked to find out was that there were dozens of similar complaints made to my HR department about our LTD provider. Definitely as soon as I get well I plan to start shopping for a better company & plan. I will be sure to keep in mind what you said about there being a lot of shady ones out there so I don't land myself in a similar situation ever again.

I do know that a lot of companies deny automatically. I always contest denials from my health insurance company, even if I don't have any reason to give. At least 95% of the time they end up reversing their decision. My PM's office also automatically re-submits after a denial & just by that they usually get a reversal at least half the time. It's a ridiculous game, but at least there are rules and standards -- even if they are dumb. The prob with the LTD people is they just seem to make up new rules as they go along. I'm hoping my state will start regulating the LTD insurers with the same vigilance they monitor auto & health insurance claims. I will definitely write all my congresspeople once they get in place.

The meds are absolutely insane. The horrible part is that it's not even a name brand drug costing me the $1200/month. It ought to be criminal the kinds of deals name brand manufacturers are allowed to make with generic manufacturers when they first turn over the recipes for the drugs. Any idiot can figure out that it doesn't cost $15/dose to take some fentanyl & sugar and spin it onto a stick. It's a complete scam. I realize we have tougher laws in the U.S. and that it does cost a bit more to bring drugs to market, but come on! it does not cost anywhere near as much as they're charging. I used to invest in pharma stocks to try to even things out a bit, but I just don't have the money for that these days. Too bad my LTD provider isn't publicly held -- I'd probably make a fortune! ;)

Maybe can you check with AARP about getting help with getting a supplemental plan for prescription insurance. I know a couple of people who got them to help out even though they were only in their late 30's & early 40's. AARP has a lot of negotiating power so if you can get in with one of their groups maybe you wouldn't have to pay so much like you would for an individual plan. I sure do hope you find something that works out for you.

peace,
frances

kara487
Veteran Member


Date Joined Mar 2008
Total Posts : 637
   Posted 1/24/2009 5:06 AM (GMT -7)   
Frances,I am sorry for what you are going through . I will be praying for you. I agree with PAlady file a greivance against them.  This is so wrong. Hope your pain lessens. I hope you have a low pain day.
Percocet,ambien,elavil,reglan , neurontin,zyrtec and soma.
 
spinal conditions: Scolosis,herniated discs,spinal blockage,Spinal stenosis,bursitis ,Fibro,and arthritis


tmjpain
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Date Joined Oct 2008
Total Posts : 2022
   Posted 1/24/2009 4:26 PM (GMT -7)   

So sorry you are suffering so much. Sorry we all have to suffer from such terrible pain on a daily and continuous basis!! I also can't believe all the struggles you each have in getting your meds and getting proper care. I am in Canada and it seems much different. I feel badly for all of you trying to make ends meet. I must say that you are all very strong and courageous individuals.

I don't post often but read here every day. I get strength from your posts and sharing to get thru my day. One must be strong to go thru this journey of pain.

I wish each of you to have a little less pain and that you have a better day.

Wouldn't it be great support if we could all be closer to each other IRL for support.

Huge thanks to all of you.


PAlady
Veteran Member


Date Joined Nov 2007
Total Posts : 6795
   Posted 1/24/2009 5:50 PM (GMT -7)   
Thanks for your post, tmjpain. It's good to know that we may help others who don't post but do follow our challenges and even occasional successes! I agree it would be great to live closer - in at least a moderate climate!

Maybe one day we can make something like that happen. Who knows? Maybe we should play the lotto together (ok, way off topic, sorry!!) and if we won we could build ourselves a special complex.

Frances - I hope you're doing a bit better today, but I know that may not be true. Still thinking of you.

PaLady

straydog
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Date Joined Feb 2003
Total Posts : 13473
   Posted 1/24/2009 11:28 PM (GMT -7)   
Frances, I hear everything you are saying about the LTD company. As I did reference UNUM who is one of the largest insurers in the country, is the one that got busted a few yrs ago. I have dealt with these idiots so much in the past, and can probably list every stall tactic they use when dealing with a claimant. Its utterly insane what happens, but then again, I believe this is whats called "the deep pocket people"in the business world. I take a very hard line stance when dealing with any type of insurance. I am sure this is from the line of work I was in for so many years and dealing with so many different types. They all leave a bad taste in my mouth.

I can only tell you from personal experience, a call to the state board in your state is only going to cost you your time.They will ask you your complaint and then tell you if you have a legit complaint or not. If they feel its within the guidelines they send you the formal papers to fill out & return. Once the LTD people are notified of the complaint you would be amazed at the hoops they will jump thru to put an end to the mess and they will correct their mistakes. I can only tell you, unless some action is taken you will be met with a flim flam excuse every time you are due a check unless you take a step forward. The agencies are put in place to help us have a leg to stand on when dealing with companies such as yours. You can make things happen if you really want to. By the way, there would be no back lash on your employers part either. Good luck. Susie


PAlady
Veteran Member


Date Joined Nov 2007
Total Posts : 6795
   Posted 1/30/2009 3:45 PM (GMT -7)   
Frances,
Just wondered how you were doing. I know you posted some on the other thread, but I wanted to check as I was thinking about you.

PaLady

Tirzah
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Date Joined Jul 2008
Total Posts : 2283
   Posted 1/30/2009 4:21 PM (GMT -7)   
PA-
Thanks so much for asking. I am definitely doing better. :)

Got some meds the other day. Hopefully I will get my LTD check soon before my week of meds runs out on Tuesday. Lost my job (not my fault, they cut all the secretaries), so I need all the energy I can round up for my happy job hunting adventures. I've got 12 leads so far so maybe there's hope yet that I will find something before my severance runs out the beginning of May. I will send positive thoughts so that you can find a happy job too!

Where are those Obama-jobs we're promised???? They can't get here soon enough!

PAlady
Veteran Member


Date Joined Nov 2007
Total Posts : 6795
   Posted 1/30/2009 4:26 PM (GMT -7)   
Will you be eligible for unemployment? Sounds like you should be. So even if your severance runs out you should have something coming in. I don't know how that works - but you may want to check with uemployment (you can do it online through your state's website) and just see if you should apply now, even though you wouldn't receive anything. Maybe others know more about this, but you want to make sure you don't miss any dates for application, etc.

Well, Obama can't work miracles! Gosh, I sure wouldn't want to have walked into what's on his plate, regardless of your political persuasion. When you hear about these bonuses....GRRRR....can't go there here!

PaLady

Tirzah
Veteran Member


Date Joined Jul 2008
Total Posts : 2283
   Posted 1/30/2009 4:39 PM (GMT -7)   
Yes I'm eligible b/c it was a RIF.

Thanks for the suggestion about getting on top of the unemployment paperwork now. I didn't know how that worked. Our local TV station posted a how-to guide on their website so I'm gonna look into that. We get extra weeks b/c the unemployment rate in IL is so high, but unemployment will not cover my crazy mortgage & home values have declined almost 50% in the last year so I can sell my home b/c my mortgage company will not let me do a short sale. I get $950/month and my mortgage is $1225 (not to mention crazy luxury items like food & medicine)! sooo aggravating -- wish I could just close my eyes & click my heels and end up in happier times. oh well. it was a nice dream.

I definitely feel you on those bonuses. I think the $18M my CEO got last year could have kept a lot of people employed. Over 20% of the people in my company are getting laid off & he's getting paid millions to do it. It's so evil to say it but sometimes I hope our stock tanks so that he loses everything. devil oh, evil, evil. (jk)

Well, nothing to be done but pick ourselves up & look for an even better job. It will happen. yep, yep, yep.

peace,
frances

PAlady
Veteran Member


Date Joined Nov 2007
Total Posts : 6795
   Posted 1/30/2009 5:29 PM (GMT -7)   
Oh, those piddley little luxuries like food and medicine! Wow, you really are living high on the hog, aren't you? shakehead

I can't help but agree with you about the stockholders. If I had the money to own stock, and I owned it in a company that tanked or lost money and needed government funds, and then the CEO and top management got some big bonus, I'd be ticked because the stock can't be doing well if the company's not! Oh, this is off topic for the forum so I'd better stop, but it trickles down to us, doesn't it? And it trickles down to our HEALTH because you're struggling to pay for medicine and other "frivolous" things while someone gets a 35k toilet???? mad

I can only hope each of us starts voicing our opinions to our Senators and Congressmen/women and voicing them strongly because votes speak.

ok, I've got to be quiet. Not a topic for the forum. But I'm sooo angry! When you can barely stay i your home...

and I'm in the same boat and I know others on this site are. Health expenses are the biggest reason for bankruptcy and I know that firsthand. And I wouldn't have health care at all if my cousin wasn't loaning me the money for my COBRA. I did hear that the stimulus package was supposed to extend COBRA beyond the 18 months, but that means nothing to me because my cousin can't afford it much longer. But I think they're going to make it easier for anyone unemployed to automatically qualify for Medicaid. These systems are getting overloaded now, though, and applying and getting approved are probably going to get stalled. PA has a high unemployment rate too; we just qualified for what they call "Tier 2" benefits, which means the second stage of extended benefits. You'll qualify for 26 weeks through your state. Then after that the Tier 1 extendd benefits start. But who knows how these things will change. One of my relatives works in a career office for the state and they're bringing retired workers back in to take initial claims. But I did most of my stuff online, and that's how I do it every two weeks, although right now I'm waiting for the Tier 2 benefits to kick in. My Tier 1 ended a week ago. I just got my heating bill yesterday and nearly passed out - $232!! This is all crazy.

I'm sorry for going off on a rant, but I have a hunch you understand. I'm sorry you were laid off when you were recovering. That's how mine happened, and it sort of was an extra kick in the gut.

Take care,

PaLady

Tirzah
Veteran Member


Date Joined Jul 2008
Total Posts : 2283
   Posted 1/30/2009 6:42 PM (GMT -7)   
PA-
Can you get SSDI? I don't know how it works in your state, but in IL we can get it after 12 months of disability. I know your disability is not the whole reason why you're not working, but maybe it's worth it to give it a shot.
We have another program in my state for disabled workers who work part time. I do some Mystery Shopping work from time to time. It doesn't pay great ($10/assignment, no money for gas, mandatory training or other costs so you make only about half that), but just a few hours a month get me qualified for a health insurance program through the Dept. of Human Services and it only costs like $20/month - I think it's just a modified Medicaid program, but there's no waiting period & fewer requirements. It's a bit limited about where you can go to get services & meds, but heck even your private insurance through the hospital is riddled with limitations. Maybe you can check with your DHS to see if they offer something like that.

It is definitely all connected. You need food, meds & money to get a job. You need a job to get food, meds & money (heat is yet another uberluxury item :) In my condo bldg. we've agreed to keep it at 61F which is a heck of a lot better than 48F but still too cold but what are you going to do? no money = no heat. hopefully none of the renters turn on us b/c we're supposed to have it at 68F by city ordinance, but who can afford to keep their home that warm? It's not like the whole complex is rentals, just a couple units. We all just poor fools trapped in homes we no longer want. So sad. :(

When I'm President of the United States (don't hold your breath, it's an unenviable position) I will make sure to have jobs & condos for everyone, plus corvettes but you have to get your own gas. lol
We'll put solar panels or mini windmills on all the rooftops so we get free energy & heat. And doctors will work in exchange for chickens. ;) oh yeah -- and everybody gets free chickens. cluck, cluck!
You'll be on your own for searching out food & fun, but you'll be healthy enough and have a job so there won't be too much trouble to get either of those. And when you're healthy you can eat the chickens. turn
Oh, happy thoughts! I better get to work. cluck, cluck!

frances
PS -- and there will be no Wilsons allowed to ruin our fun. Hear that Wilsons?! None of you!!
XXXXXXXXXXXXXXXXX smhair smhair smhair smhair smhair XXXXXXXXXXXXXXXXX

straydog
Forum Moderator


Date Joined Feb 2003
Total Posts : 13473
   Posted 1/30/2009 7:35 PM (GMT -7)   
Aw Frances, wow now you get laid off, whats next? It just makes me sick when I hear of people in your situation you know. This is America we have so many people right here in our own country struggling to get by. What lousy timing with you trying to recoup from the R/F. Has enough time gone by for you to tell if its going to work this time? See, I can't remember the time frame, its been so long since I had my neck & back done. I sure hope it gives you the relief you need. Wow, you have a very good dr it sounds like. I did very well for a short time with my lower back but did terrific with my neck.  
 
Well, here is to you finding a much better job with better pay and some decent benefits. I am toasting you with my cup of coffee,lol. I wish PA could find her something to do that would work out ok with her pain. Its just hard to find a job I am sure. Get on your puter like PA suggested and check out what needs to be done for your unemployment. I would file it regardless that way if you haven't found something by the time the severance ends, the UE can kick right in and not have a big gap.
 
Try to have a lp weekend, thinking about you....Susie


PAlady
Veteran Member


Date Joined Nov 2007
Total Posts : 6795
   Posted 1/30/2009 8:35 PM (GMT -7)   
Frances,
Like Susie knows I can't collect unemployment and apply for disability. Every two weeks when you file for unemployment, you're asked if you're "able" and I've been saying yes, in part because I guess I keep hoping maybe....maybe something will come up and my health will change. That's the part I have to make peace with and it's so, so hard. Yes, you can earn a small amount of money on SSDI, but that's different from collecting unemploment. I wonder if you might run into problems if you're collecting LTD, but I don't know how your state structures the process.

I guess I keep living with my head in the sand, or in the snow, but with my health issues, my age and now the job and economic climate things don't really look good for me to work full time again. But for me it was my career, in many ways my life. It's hard to let go.

Anyway, I forgot about those mischievious Wilsons and their coousins!!! They messed with my car a few months ago - I know it was them. smhair smhair smhair

I think we need to figure out something to keep them busy while we're traveling around the country!
smilewinkgrin

PaLady
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