finally my mind is at ease good and bad news

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Regular Member

Date Joined Jan 2010
Total Posts : 492
   Posted 2/14/2010 3:52 PM (GMT -6)   
I have been worrying so much that it was interfering with my sleep  desipite sleep meds . I was worrying  because I didnt hear from the health insurance company even thougth the agent I talked to said my insurance will start on feb 15 th tommorrow well I wasnt home on friday was out with hubby for his birthday. well anyways  they left a message on friday saying my application was approved and my insurancen cards will be sent out in 5 days. well my appt about my gallbladder problems is for tuesday so now I have to reschedule my appt thats the bad news but the good news is I was approved for insurance. I am hoping I receieve my cards this week and can reschedule appt for next week. Wish me luck. Thanks for listening. I hope everyone has a low pain day and a happy valentines day.
im dxed with  herniated discs,fibromylagia , scolosis,ddd,athritis, spinal stenosis ,gerd,gastric ulcer,gastroparesis and aslo gallbladder disease aka biliary colic.
meds:bentyl,zofran aciphex ,ambien and  trazodone.

getting by
Forum Moderator

Date Joined Sep 2007
Total Posts : 40402
   Posted 2/14/2010 4:09 PM (GMT -6)   
I am so happy that you have the insurance, maybe the doc will see you anyway and you can present the insurance cards when you get them, being you are actually insured. When you call to change your appointment, ask them about it.

Hugs, Karen
  Moderator-Depression and fibromyalgia
fibromyalgia, Chronic fatigue, depression,allergies

White Beard
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Date Joined Feb 2009
Total Posts : 3602
   Posted 2/14/2010 4:11 PM (GMT -6)   

I am g;ad you got your insurance approved. You know it is just one of those things, that we just really can't go without!! I guess a person never really realizes that, untill they need it!. For all the cost of it, it is still better than having to pay a large medical bill! I do hope that they cover your Gall-bladder right away. I got mine taken out a couple of years ago, mine was not functioning. I have also been able to observe a Gall-Bladder operation, while in nursing school. It is amazing that they can do it with just a few small holes in the abdomen! So I have been on both sides of that procedure!

Good Luck to You

White Beard

Regular Member

Date Joined Jan 2010
Total Posts : 492
   Posted 2/14/2010 4:13 PM (GMT -6)   
Thanks Karen and white beard.
im dxed with  herniated discs,fibromylagia , scolosis,ddd,athritis, spinal stenosis ,gerd,gastric ulcer,gastroparesis and aslo gallbladder disease aka biliary colic.
meds:bentyl,zofran aciphex ,ambien and  trazodone.

Veteran Member

Date Joined Nov 2007
Total Posts : 6795
   Posted 2/14/2010 6:06 PM (GMT -6)   
If the insurance is in effect (in other words if it starts on Feb. 15) you should be able to get your I.D. #, Group # and Plan # (usually I.D. # and Group # are enough) and give them to the doctor's receptionist. It's pretty common for there to be a lag time in receiving the cards, but the crucial thing is the date coverage starts. You can call you doc's office and tell them the insurance starts on the 15th, and you don't have your cards yet and ask what info. they need. Then call the insurance company and get that info. and take it with you.

I still wonder if they're going to cover the surgery, if there's a pre-existing condition exclusion in the policy. Would hate to see you get stuck for the bill for the surgery.

Good luck!

p.s. If you have your I.D. # you can often get info about your coverage from your insurance company's website.

Veteran Member

Date Joined Mar 2008
Total Posts : 2976
   Posted 2/14/2010 7:12 PM (GMT -6)   

Congrats on the insurance! Hopefully you can get that gallbladder taken care of now!


Screaming Eagle
Forum Moderator

Date Joined Sep 2009
Total Posts : 5005
   Posted 2/14/2010 10:31 PM (GMT -6)   
Kimber, I'm really happy to hear this, and it must be a real relief for you as well. I have thought of you many times and wondered how you were doing. It was a sham you had to wait so long, but it's almost over with. Please let us know when you have your surgery. Thank you so much for reporting back to us here. Absolutely wonderful news! :)


DDD (Degenerative Disk Disease) S1-L4-L5

Veteran Member

Date Joined Jun 2009
Total Posts : 974
   Posted 2/15/2010 7:02 AM (GMT -6)   
When I lost my insurance card I was able to go to the insurance carriers website to print off a temporary one until my card was received in the mail. Check this out if you can.

Good Luck with the surgery and make sure you get the pre-cert from your insurance company done before going ahead with it. Normally a pre-cert is required for surgery but normally it is the doctors office that calls the insurance carrier for it but I would recommend you call your insurance carrier to verify that it has been done before hand. Wouldn't want any unexpected surprises while your recuperating!
DDD, osteoarthritis, facet syndrome, fusion surgeries C-5/7 & L-4/5 both in 2006, torn meniscus surgeries left knee 2000 & 2002, buldging disc L-2/3

Mrs. Dani
Veteran Member

Date Joined Jun 2009
Total Posts : 2787
   Posted 2/15/2010 10:32 AM (GMT -6)   
     Finally some good news!!!! One less worry! And thank goodness too, youve already so much pain and stress it is about time something went well! Stay strong!



Two roads diverged in a yellow wood,
And sorry I could not travel both
And be one traveler, long I stood



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