Student Health Insurance..Crohn's Friendly

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Elisa W.
Regular Member


Date Joined Jan 2005
Total Posts : 55
   Posted 1/5/2008 7:11 PM (GMT -7)   
Hello,

I am going to enter school next fall and an looking for Health insurance that I can actually afford. Unfortunately the student health insurance wouldn't cover the cost of my Crohn's care. Does anyone know of anything that covers our costs but is friendly to the student budget???


:-(
Diagonosed and operated on January 10th, 2005 in Santiago, Chile during my last semester of Grad school. 


MaryS
Veteran Member


Date Joined Jan 2003
Total Posts : 1668
   Posted 1/8/2008 8:25 PM (GMT -7)   
It sure would be nice if there was such a thing. Private health insurance is so outrageously expensive even just basic coverage. I remember when my Daughter was in College that the Full Plan Student Health Insurance wasn't so cheap either. Surprised that Student Health Insurance wouldn't cover at least some of your needs.

praying4healing
Veteran Member


Date Joined Dec 2007
Total Posts : 739
   Posted 1/8/2008 9:41 PM (GMT -7)   
I had bollinger when I was in college, that was all they offered thru the school and they barely covered n e thing besides er visits and even those had a co pay. I'm looking for coverage now cobra is looking like the only option and its crazy expensive, I'm only 1 year outa college myself.
Hsve u looked n2 public assistance at all. I was able to get temporary medicaid for like 6 months when I was n school I had drs letters ad stuff, but it was still for only six months
25 y/o female- crohns disease since 14
Ileostomy pending-very worried
Tried asacol,pentasa,prednisone,remicade,6mp,azasan, no avail
Seatons placed
Worst year ever!

"For God has not given us the spirit of fear....."
Where does mine come from?!


njmom
Veteran Member


Date Joined Apr 2006
Total Posts : 1884
   Posted 1/8/2008 10:01 PM (GMT -7)   

Sorry, don't know of any.

What did you think of health care in Santiago, Chile?


Mac_Gyver
Regular Member


Date Joined Aug 2007
Total Posts : 350
   Posted 1/9/2008 11:11 AM (GMT -7)   
I'm in college but I luckily have insurance through work. The one thing I suggest that everyone look into is hospital income. State farm offers it for like 22 a month. but the benefit is that for everyday you are in the hospital that year they pay you $250. The downside is because crohns is a pre existing condition I have to wait one before I can claim anything. 7months to go.
Symptoms Of Crohn's June of '06 (21 years old 285lbs). Colonoscopy in Jan '07 no sign of Crohn's.
Surgery for a Fistula in April '07, diagnosed suggestive Crohn's in May '07. August '07 small bowel follow
through, diagnosed with Crohn's (23 years old 165lbs). On HUMIRA, Prednisone

============================================


FitzyK23
Veteran Member


Date Joined May 2005
Total Posts : 4219
   Posted 1/9/2008 11:57 AM (GMT -7)   
I had never heard of hospital income before. What a novel concept. As for student health insurance, I second what others have said. Consider state programs, cobra your current insurance, or try to finangle a job w/ school. My schools insurance plan is good but it does not cover RX's over $500/year. I would reach that limit in a month. But, another poster on here faced with the same dilemna contacted the school and the insurance company and they had other more comprehensive plans she could choose from. Good luck finding something and if you do let us know.
26 Year old married female.  Diagnosed w/ CD 3 years ago, IBS for over 10 years before that, which was probably the CD.  Currently on Pentasa 4 pills/4x day, hysociamine prn, nexium, and ortho evra.  Good times!!!
 
 


coyotegirl
New Member


Date Joined Jan 2008
Total Posts : 17
   Posted 1/11/2008 9:13 AM (GMT -7)   
If anyone finds it, do let me know! I am also a grad student and can't find health insurance. I can't even get insured through private companies because of having an existing condition, regardless of what I would be willing to pay. It really stinks because I want to continue on in school but I feel like I need to find a job that provides health coverage.

MaryS
Veteran Member


Date Joined Jan 2003
Total Posts : 1668
   Posted 1/11/2008 4:50 PM (GMT -7)   
The sad reason why my Daughter hasn't been able to go to Grad School because she HAS to work for Health Insurance. It's a shame that is has to be #1 Priority in life. The long hours she works doesn't even allow her to try accomplishing Grad School or any extra schooling even part time.

Blue Cross/Blue Shield claims they will insure everyone and anyone but at a huge premium price I am sure.

FitzyK23
Veteran Member


Date Joined May 2005
Total Posts : 4219
   Posted 1/11/2008 9:29 PM (GMT -7)   
Maybe the new trend will be marrying for insurance rather than marrying to avoid deportation!! We could start a business; a clearing house of people that don't want to save their right to marry for whatever reason, but are insured, and are willing to sell it/trade it to someone who needs to be "married" for insurance. It would be a "life event" qualifying that person to get on the insurance asap. What a brilliant idea though I am sure somehow illegal.
26 Year old married female.  Diagnosed w/ CD 3 years ago, IBS for over 10 years before that, which was probably the CD.  Currently on Pentasa 4 pills/4x day, hysociamine prn, nexium, and ortho evra.  Good times!!!
 
 


MaryS
Veteran Member


Date Joined Jan 2003
Total Posts : 1668
   Posted 1/12/2008 7:24 AM (GMT -7)   
Fitzy,

What a plan! I keep telling my Daughter that the only way she will be able to go to Grad School possibly is when she gets married to someone who has good Health Insurance.

Hehe! "Marry for the love of Health Insurance, not love itself" could be the motto of your business.
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