I hope you find your coverage, and remember all states are different so call every agency you can think of. Blue Cross may not advertise the fine print in their gaurantee............which usually throws in a quesitonaire that reads, "Have you ever been to the physician's in the last 90 years?"
I wish you the best.Kitt
You might want to check out the following link regarding the HIPAA Law enacted by Congress in 1996 regarding 63 day lapse in Insurance and pre-existing conditions.
Thanks for the HIPAA link, it was really useful! I had wondered how the "pre-existing condition" stuff worked and had worried that I would never be able to get insurance again from any employer if I ever had to change jobs. It doesn't sound too fun to deal with but at least I know how the rules go for that
Now that I know what the deal is with switching insurance coverage if you change employers, does anyone know anything about the health insurance benefits for Starbucks or Home Depot? I have seen them mentioned many times here so they must be pretty decent. I was curious as to approximately how much the insurance costs per month and what the out-of-pocket expenses are like, (i.e. $150 a month, $100 prescription cap, $50k yearly benefit cap or whatever) I would be a great mental comfort to have financial estimates of my health expenses ahead of time for if I ever lose my day job or become able to only work part-time.