Back to my GI, more bills

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Not2Spunky
Regular Member


Date Joined Feb 2008
Total Posts : 165
   Posted 3/3/2008 10:31 AM (GMT -7)   
Hello, Well I am going back to see my GI today. I know he put back on meds, just not sure which ones. I know he will order more test. How do you handle all these medical bills. I have a hard time and I have insurance, but with copays and 20% plus what they refuse to pay it still adds up. Wish me luck. Kay
   DX with CD of the TI in 2004 with partical obstruction. Anemic, constant elevated ESR. Constant abd. pain. Tried Pentasa in the past and had just as many flare-ups on as off so I quit, but need to get back on. Meds: Vit B-12 shots monthly, zinc, multi vit, Vit E and soon Pentasa and iron again.


Travisr6
Regular Member


Date Joined Feb 2005
Total Posts : 192
   Posted 3/3/2008 11:33 AM (GMT -7)   
I have the same thing...copays, 80/20...$2000 per year deductible...
As if the disease itself weren't bad enough, right?
-------------------------------------------------------------------------------------------------
Travis
Crohn's- Dx'd Sept.16th 2004

"Whatever tomorrow brings, I'll be there
With open arms and open eyes"


misspriss82
Regular Member


Date Joined Mar 2008
Total Posts : 221
   Posted 3/3/2008 12:01 PM (GMT -7)   
I hear ya!! I was on a high deductible plan when I first got diagnosed! They actually tried to tell me that it was pre-existing, so I had to battle with my insurance company on that! My ASACOL was $367 a MONTH!! My insurance didn't cover it and there is no generic.

I am currently over $4,000 in debt with medical bills, and thats just since July of last year. I finally had to tell myself to stop stressing b/c that just makes me feel worse.

Luckily, as long as you pay something on your bills... and on time once a month, there really isn't anything they can do to you. Sadly, I pay my measly $25 to about 5 different places once a month. I pay more when I can and let them know that. Its hard to make ends meet, but you can't help you've been dealt this disease. :) We're all struggling!!

If anything I've learned over this entire experience is that the health care systems we have into place here in the US are completely corrupt!!
Diagnosed with Crohn's in July '07. On Asacol 400mg 3 pills, 3 times daily, also Entocort, 3 pills a day.


stkitt
Forum Moderator


Date Joined Apr 2007
Total Posts : 32602
   Posted 3/3/2008 12:06 PM (GMT -7)   

Kay, I wish you luck and I understand the 20/80 too and we have a high premium and a high yearly deductible.

Thinking of you
Kitt


 
Kitt, Moderator: Anxiety ~ Panic  ~ Crohn's
*~* http://www.healingwell.com/donate *~*
It is health that is real wealth and not pieces of gold and silver.~Mahatma Gandhi~
 


bektold
Regular Member


Date Joined Jul 2007
Total Posts : 456
   Posted 3/3/2008 12:35 PM (GMT -7)   
You said something about what the insurance company refuses to pay.  Are your doctors charging you the difference between their rates and what the insurance company pays as a "reasonable" charge?  They aren't allowed to do that.  When they agree to take your insurance they are agreeing to accept the insurance's rates.  If they charge $100 for a service, and the insurance company decides to pay $25, the doctor can't come after you for the other $75.

crohnie1985
Regular Member


Date Joined Nov 2007
Total Posts : 140
   Posted 3/3/2008 1:47 PM (GMT -7)   

hi,

I have been there too. I heard that some drug companies offer discounts and even free meds, I think you have to do some research and ask if your a canidate. It's just your time that you will have to invest, worth a try.


lil-momma
Regular Member


Date Joined Feb 2008
Total Posts : 132
   Posted 3/3/2008 8:20 PM (GMT -7)   
Definitely thinking of you and feeling your pain. Our insurance "was" a $5,000.00 deductible, 70%/60%, $200.00 deductible on prescriptions. They put us under pre-existing investigation, came back fine and now have cancelled us completely. Did I mention we were paying $500.00 a month for a family of 5. Well, now we have no Insurance and can't find anyone to cover =( Will keep you in my thoughts and prayers........Love & laughter to you! Best of luck!
Dx w/UC in 2001 - controlled by diet.
Mother to 15 yr old daughter dx w/CD 9/07-  she had surgery for abcesses 11/07.  She is taking multi-vit, iron for anemia, bentyl prn, prilosec 20mg-x2, pentasa  500mg-x5, prednisone 10mg-x6, 6 mp 50mg-x3, Flagyl 250mg-x3


Not2Spunky
Regular Member


Date Joined Feb 2008
Total Posts : 165
   Posted 3/3/2008 9:29 PM (GMT -7)   

Thank you all for your concern.  I told my Dr today that I finally accept that I have CD and relized that I can't control it on my own any more. He put me back on the Pentasa 2 tabs 3x aday as well as Entocort 2 a day. That is new to me. Kinda concerned about that one. It says it can cause nervousness, dizziness, n/v, d/c among others. I already have all that don't need to add to it. I go in on Wed for a small bowell follow thru test to look for stricture???

lil-momma: I can't beleive your insurance co. dropped you. I sure hope you can do something about that. I would not be able to cope with no insurance with all the meds, trips to ER, drs appts. etc. I feel so bad for you all. You are in my thoughts and prayers.

bektold: Thank you for that bit useful information. I will look into that. What I was mainly referring to my INS not covering was a medication I needed, IM bentyl. When I have a flare I'm vomiting so bad with D, I can't keep anything in or down. My insurance co refused to pay for this, even after many letters etc.

Thanks again, Kay 


   DX with CD of the TI in 2004 with partical obstruction. Anemic, constant elevated ESR. Constant abd. pain. Tried Pentasa in the past and had just as many flare-ups on as off so I quit, but need to get back on. Meds: Vit B-12 shots monthly, zinc, multi vit, Vit E and soon Pentasa and iron again.

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