I have huge insurance hurdles to cross. I do NOT have insurance. This of course, changes the level of care I receive. The doctors, although meaning well, don't want to put more financial strain on me than I already have, so I do not always get the tests & treatment that I would if I had insurance.
I work 2 part time jobs & freelance at home, so I work as much as I can. I have to, but anyway... Because my husband & I both work, we have a large spend down we have to meet EACH month before I can be covered under Medicaid. The spend down is $1700. Because I had surgery on the first, this is the first month I met my spend down in time to maybe be able to have some testing or a doctor's appointment or something covered. I am going in on the 30th for another colonoscopy & it will be nice not to have to pay for this one....
It sure has been a battle for me. My GI shook her head when she heard that I had such a high spend down. She said this is a very expensive disease (I am very newly diagnosed with IBD) & that the medications are very expensive. So she just put me on prednisone & I am to keep taking my azulfidine as well since the other medications I would not be able to afford. Luckily, I think my IBD is new & mild/moderate, not severe, so far so I hopefully can maintain without the expensive drugs.
It scares me a bit wondering about being able to get healthcare in the future, though. I hope I will not have to struggle with medical bills.
I just had my vehicle repossessed because I cannot afford it anymore due to my bills. : (
I hope things get better, not just my health, but also financially. Only time will tell.
Live for today, for tomorrow you might just get hit by a semi.