I am asking this question in regards to my girlfriend who was diagnosed with Crohn's Disease about 2 years ago. We have had many ups and downs with this disease but have finally been able to get it under control with Remicade. Since starting Remicade she has had only one flare up that lasted about 3 days. She was able to get that flare up under control by using Rowasa and has since been in great shape. Remicade has been the drug that has allowed her to get her life back to normal.
The next interesting twist in our lives, and the reason why I am here, is because we will be graduating next month. Though this is very exciting it is also worrisome because we will be losing our health insurance. At this time she is on her parents insurance because she is a student. I was wondering what she could do to keep her insurance. Remicade infusions are rather expenses, to put it politely, and would probably be unaffordable without insurance. I was wondering if anyone had any suggestions as to what to do in this chapter of our lives?
I have looked into a program called COBRA which extends her current health insurance coverage. This seems to be the answer to the puzzle but I was unsure if there were any other ideas. I have also looked on the web for more information regarding COBRA but seem to end with a lot of articles referring readers to their employers’ Human Resource department.
I also have some fears about her being able to get permanent health insurance after she gets a job. Will she have problems getting health insurance because she has a cronic illness? Will she have to pay absorbent amounts of money to get health insurance? I have never had to deal with purchasing health insurance because I have always been on my parents insurance.
Thank you all in advance for this wonderful resource.