im in college and am on Remicade and my parents insurance is about to drop me due to age

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Rev. Bre Rev.
New Member


Date Joined Nov 2008
Total Posts : 1
   Posted 11/28/2008 11:49 PM (GMT -7)   
im a 22 yr old college student who was diagnosed with crohns in 2000. i am prescribed Remicade bc nothing else would work. i cant take any of the ASA drugs bc one of them caused me to go into kidney failure. so apparently im allergic to them or something.

anyway, on dec 31st 2009 (when im 23) my parents insurance will no longer cover me. and im still in school and have around a year and a half left. is there any type of insurance that i can get thru the gov. for having crohns?

what should i do? bc i know a poor college student like myself cannot afford to pay $6000 every 8 wks. idea idea

mel05
Regular Member


Date Joined Jan 2008
Total Posts : 87
   Posted 11/29/2008 9:05 AM (GMT -7)   
check with your college.  I know my college had insurance I could get when I could no longer be on my parents' insurance.   I knowit might be kind of expensive, but it's better than paying $6000 a month!  Good luck!

Diagnosed with crohn's in January 2008! 
Pentasa 1000 mg 4 times a day
Was on topamax for migraines...off now to try to get pregnant
No longer on Nexium...well now i"m back on it! 
On Entocourt for the next 6 weeks to see if I can get out of my flare!
 
I am 27 years old and have been married for 2 1/2 years.  My husband and I are currently going to try to get pregnant.  This is our first month trying, so wish us luck!!  (No longer trying due to all the meds and my flare! :-(  Hopefully we'll get to try again soon!!!)


bektold
Regular Member


Date Joined Jul 2007
Total Posts : 456
   Posted 11/29/2008 9:16 AM (GMT -7)   
Check with your state, too.  I know Texas has an insurance plan for those with chronic conditions who can't get insurance elsewhere.

Nanners
Elite Member


Date Joined Apr 2005
Total Posts : 14995
   Posted 11/29/2008 9:40 AM (GMT -7)   
Also, you can contact the maker of Remicade and they have a program that will help to pay for the Remicade. I believe the maker is Centacor. Good luck!
Been living with Crohn's Disease for 33 years.  Currently on Asacol, Prilosec, Estrace, Prinivil, Diltiazem, Percoset prn for pain, Zofran, Phenergan, Probiotics, and Calcium.  Resections in 2002 and 2005.  Also diagnosed with Fibromyalgia and Osteoarthritis. Currently my Crohns is in remission.


MMMNAVY
Veteran Member


Date Joined Jul 2006
Total Posts : 6927
   Posted 11/29/2008 9:47 AM (GMT -7)   
Definately check with your college, most do have health insurance for students, or else look at getting an independant from your parent's company if possible since they have covered you for the past 23 years.
Forum Co-moderator - Crohn's Disease
...I will find a way, or make one. -Philip Sidney 1554-1586
Make sure your suffering has meaning...
All suggestions/options/opinions are caveated with please consult with your local health care provider...


FitzyK23
Veteran Member


Date Joined May 2005
Total Posts : 4219
   Posted 11/29/2008 10:08 AM (GMT -7)   
You will be eligible for Cobra through your parents insurance probably. It will be expensive. Your parents will have to pay the portion that their company had been paying. But it is way better than being uninsured. If they are helping you pay for school ask them to pay your insurance instead and take out a student loan for school!
27 Year old married female law student (last year!!). Diagnosed w/ CD 4 years ago, IBS for over 10 years before that, which was probably the CD. I am sort of lactose intollerant too but can handle anything cultured and do well w/ lactose pills and lactaid. For crohns I am currently on Pentasa 4 pills/4x day and hysociamine prn. I also have bad acid reflux and have been on PPI's since age 13. I have been through prilosec, prevacid, and nexium. Currently I am on Protonix in the morning and Zantac at night. I also take a birth control pill to allow some fun in my life.


patientspiders
Veteran Member


Date Joined Jul 2005
Total Posts : 733
   Posted 11/29/2008 1:45 PM (GMT -7)   
#1 Check with your school. I only paid $100 month for coverage thru my college. I remained a student at 1 credit hour per semester even after I graduated so that I could keep that insurance as long as possible!

#2 Check with the state for sure. I've also qualified for Medicaid in the past.

#3 Centocor, the maker of Remicade is definitely a good place to check (but they never helped me)

#4 Patient Access Network Foundation might help you pay for the Remicade if you DO get onto an insurance plan through your college or the state. They will take the sting out of whatever "copay" might remain.

Bottom line - there are ways and you've given yourself time to figure it all out, so go you! You're ahead of the game.
27f, dx'd CD July '05 after 6 fistula/abscess surgeries
(miscarried at 13 weeks, now waiting to heal before trying again)
Stopped Humira August 22nd, 2008.
Went Gluten-Free, noticing some definite improvement.
Started LDN October 27th, and already LOVING IT.

"Our greatest fear is not that we are inadequate, but that we are powerful beyond measure."


FitzyK23
Veteran Member


Date Joined May 2005
Total Posts : 4219
   Posted 11/29/2008 2:29 PM (GMT -7)   
Be careful though because a lot of plans do not include much prescription coverage. The plan through my school only offers $500/year of rx coverage - which wouldn't even get you a portion of one month of remicade.
27 Year old married female law student (last year!!). Diagnosed w/ CD 4 years ago, IBS for over 10 years before that, which was probably the CD. I am sort of lactose intollerant too but can handle anything cultured and do well w/ lactose pills and lactaid. For crohns I am currently on Pentasa 4 pills/4x day and hysociamine prn. I also have bad acid reflux and have been on PPI's since age 13. I have been through prilosec, prevacid, and nexium. Currently I am on Protonix in the morning and Zantac at night. I also take a birth control pill to allow some fun in my life.


patientspiders
Veteran Member


Date Joined Jul 2005
Total Posts : 733
   Posted 11/29/2008 5:05 PM (GMT -7)   
Fitzy - that's when Patient Access Network Foundation came through for me. They paid for all of my Remicade. To qualify for their program though, you have to have something that qualifies as "prescription coverage" no matter how crappy it may be. The general "gist" of it from my experience is this - Centocor will give you Remicade if you're broke enough and don't have insurance. If you have insurance, you actually end up worse off because Centocor will deny you free Remicade. If you have the crappy insurance, though, PANF will buffer the difference. It's stupid, but that's the way it has worked for me.
27f, dx'd CD July '05 after 6 fistula/abscess surgeries
(miscarried at 13 weeks, now waiting to heal before trying again)
Stopped Humira August 22nd, 2008.
Went Gluten-Free, noticing some definite improvement.
Started LDN October 27th, and already LOVING IT.

"Our greatest fear is not that we are inadequate, but that we are powerful beyond measure."


bektold
Regular Member


Date Joined Jul 2007
Total Posts : 456
   Posted 11/29/2008 5:23 PM (GMT -7)   
It also depends on how they classify the Remicade.  Since it must be given in a doctor's office or at the hospital, it may be considered as a procedure instead of a prescription and therefore covered.

Laslow
Regular Member


Date Joined Oct 2008
Total Posts : 25
   Posted 11/29/2008 6:12 PM (GMT -7)   

Up here in Canada, I was approved with insurance the first time but then denied. The company that makes Remicade worked on my behalf and I was finally approved

 

 

Jay

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