I have Crohn's and a bad flare up in November. I have LTD coverage through my work, but have so far been refused coverage because they don't feel the doctors gave medical evidence. It's being appealed, but this stress of waiting and not having any money is really getting to me. Does anyone here have any suggestions?
I live in Ontario, Canada, if it helps...
It's a strange case because it's a claim I was approved for in June, but I went back to work almost right after, feeling better. Now, because it hasn't been a certain amount of time, I have to re-open this case. As far as I know, it's the same symptoms and the same stuff the doctors sent them and the company approved in June... for the same job I was doing in June... now, it's like I'm being punished for going back to work.
Any help you can offer, I'd appreciate.