I guess I am the only dissenter here. Having been in your shoes and your dad’s, I would suggest that you step back and do some real soul searching as to your behavior or advice he might have given you in the past that you may have chosen to ignore. Once you have thought that through, try to come up with a plan that might work. Then talk to your dad without a gimme attitude, remembering that you are not entitled to his wealth.
As a 40 year old adult and by the way, a bank president I was really hurt when my dad told me I would never amount to anything and would retire only with social security. I never forgave him for that. So I then tried REALLY hard to succeed. Now that he has been dead for 15 years, I recognize that maybe he was just dealing some tough love because in the end, I out earned him tenfold. I put all my kids through college and set up trusts for all the grandkid’s college and now I really get discouraged when one of my adult children demands their inheritance now. It’s my money, what’s left of it after last year and at my age there is no way I can make it back before I die. I just hope it lasts that long.
As far as Medicare is concerned, today I had to come up with $4,200 for my Humira startup kit. That put me into and took me out of the gap in one swoop. At least now I’m in the catastrophic category and my drugs hereafter will only be 5%. Then next year I start over. I wish I still had my old health insurance.
Once again, with regard to your dad, step back and take an honest look at yourself to see if maybe you might change a bit in an attempt to get along a little better.