Health Care Reform... Your Thoughts?

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vadreamer1
Regular Member


Date Joined Aug 2006
Total Posts : 196
   Posted 8/16/2009 1:16 PM (GMT -7)   
I am an employee of the Federal Government. I have been employed with them since 1985. Yes, I'm almost old ... LOL. While I have decent health insurance, I am concerned about what Health Care Reform will do to my ability to make choices.

I'm sure every single one of you have thought about this. I haven't had a chance to REALLY look into it, but I will. What are your thoughts?

frogeleita
Regular Member


Date Joined Jul 2009
Total Posts : 342
   Posted 8/16/2009 2:00 PM (GMT -7)   
i really don't know all the details..so i need more info..i have been avoiding the news lately...i don't have much time for it..i am spending most of my life on the toilet lately

Keeper
Veteran Member


Date Joined Jun 2008
Total Posts : 1058
   Posted 8/16/2009 2:21 PM (GMT -7)   
The US pays a lot for that "choice". The Brits pay just over 8% of GDP for their health care system while the US pays about 16% of GDP for health care. Since all the Brits are covered, maybe it might be possible to cover all Americans for the price of the current system while still keeping choice? The US system is not that much better than the rest of the world. I don't know how long this thread will exist though - I think that it is against the rules.

pimfram
Veteran Member


Date Joined May 2009
Total Posts : 506
   Posted 8/16/2009 2:32 PM (GMT -7)   
The whole system is seriously messed up. Corrupt politicians getting kickbacks from various lobbyists, hospitals charging people and insurance companies more for the people who are unable to pay, insurance companies overcharging because of the numbers of people who never pay the bills. I have my doubts whether the proposed fixes will actually fix anything in that aspect, but there is a good chance it will be able to help someone like me:

I am a recent college graduate who as been unable to find a permanent job (~10% unemployment rate isn't helping). Since I have not yet found a job to get insurance through, I am being COBRA'd under my mother's insurance, to the tune of $500 per month. On top of that, the 18 month limit is fast approaching (next month, I believe) so after that, I will need to buy private insurance. That would be easy to do if I didn't have a pre-existing condition (guess what that is lol), so no insurance company will touch me. There is a state insurance program which will supposedly cover someone who cannot get insurance because of either cost or being denied. That isn't of much help because it's probably going to be about the same amount I am paying now (already 1/4 of my paycheck) or even more than that.

There is no reason why I should be forced, because I've been blessed with such awesome health, to pay $500 per month when any 'healthy' person can easily get insurance for under $100. It's so darn frustrating with everything is working against me.
Diagnosed with CD July 2007
Currently on Remicade, Imuran, probiotics, folic acid, multivitamin.


vadreamer1
Regular Member


Date Joined Aug 2006
Total Posts : 196
   Posted 8/16/2009 3:37 PM (GMT -7)   
Oh against rules? I didn't know that. Was mostly focused on the health related aspects and not the politics of it all.

Escalador
Regular Member


Date Joined Jul 2009
Total Posts : 103
   Posted 8/16/2009 3:41 PM (GMT -7)   
thank god I live in Croatia and enjoy "free" health care (we pay it through taxes like most Europeans) ... I can't imagine how i'd feel if I could not get the needed care

MikeB
Veteran Member


Date Joined Mar 2006
Total Posts : 1169
   Posted 8/16/2009 3:48 PM (GMT -7)   

The general rule on this forum is no discussion of political issues. Having said that, I will present some information without opinion that may be useful. As I am a senior aide to a member of Congress,I have done considerable research on this issue.

When you talk about "health care reform" you are actually discussing a very wide ranging series of proposals. The core of the various bills currently before Congress is a public option, which would create a "medicare for all" system. According to the major research institution, the Lewin Group, this would have the effect of moving an estimated 118 million American policyholders from private to public insurance. The result would thus be a national health system similar to Canada's or Great Britain's. Congressman Frank of Massachusetts has admitted this, noting that the "public option" is actually a means to move rapidly to a universal national health system.

It is important to realize that nothing is free. In America our top marginal income tax rate is 35%; in Canada, it is 46%, and Canada also has a national value added tax (sales tax)of 5% which we do not have. Hence the top tax rate in Canada is effectively 16% higher than in the USA. Much of those tax revenues go to pay for their national helth system.

It has also been noted that wait timesfor appointments, tests and surgeries are much higher in countries with national health systems. The Fraser Institute (a Canadian research organization) reported that the average wait in Canada in 2007 from phone call to seeing a primary care physician was 18.3 weeks. Great Britain has similar delays in accessing medical care. In one case a heart patient who needed bypass surgery was told to go home and wait for official government approval. He died ayear later still waiting and his wife got a letter almost a year after his funeral informing her he had finally been authorized. (Google the name Brian Booey)

It has been said in defense of national health systems that the infant mortality rate in the US is actually higher than in some of these countries. However, that is an apples and oranges comparison, as many of those countries report infant deaths in the first 24hours as stillbirths; we do not.

A good measurement might be death rates from the more common cancers, as determined by research at the Hoover Institution at Stanford University. The death rate from breast cancer in the UK is 88% higher than in the US. For colon cancer it is 40% higher. For prostate cancer, an amazing 604% higher. This is what you might expect in a system where there are long wait times and limited access to the primary early detection tests for these cancers (mammograms, PSA tests and colonoscopies.)IN fact, the percentages of residents in countries with national health systems who have undergone mamograms and colonoscopies is significantly lower than in the United States.

This is all information only and not presented as an argument one way or another. Hopefully it will help readers of this forum reach their own conclusions.

 


MAG102886
Veteran Member


Date Joined Jul 2008
Total Posts : 674
   Posted 8/16/2009 4:04 PM (GMT -7)   
From what Ive read and I think understood, those without health insurance will be assigned a GP,  and those GPs will actually be "rewarded" for NOT refering them to specialists to keep the overcrowding of dr's offices to a mininum.  How well that will go, I dont know.  But anways, I asked my GI how he felt about it when I went to see him on Thursday and he said honestly it didn't matter to him, either way he would no be effected, and wouldnt lower his standard of care. I just kinda laugh and said "ya well, thats you...not every other doctor out there".  Anyways, I told him my worries about it all and he said he didn't see how it would change anything...at least in his office.  Personally I'm against it, and Ive had my fair share of battles with insurance companys, the goverment and everyone else to get my insurance, but I did it.  I don't care what my GI said, I do belive that the overall standard of care we get from doctors will be lowered when this happens, and I for one don't want to be on a waiting list for months or years for a surgery and such.  Maybe Im selfish, but I'm honest.
Dianogsed with Crohns: At 16 years old. 22 years old now.
Surgeries:2 Bowel Resections, Gallbladder Removed, 3 Abscess Cleanings
Current Meds: 6MP, Vitamin B12 (injections), Nexium.
Next Surgery: Sept 4, 2009 to Take Down Abdominal Fistula!!
 

MikeB
Veteran Member


Date Joined Mar 2006
Total Posts : 1169
   Posted 8/16/2009 4:05 PM (GMT -7)   
For pimfram and others in the same predicament, it might also help to realize that a large shareof that monthly insurance premium is the result of government-imposed mandates which require that ALL health policies cover a long listof potential illnesses and conditions. It has been relliable estimated that each individual mandate adds from 75 cents to a dollar to your monthly premium. My state is fairly typical; it has 38 mandates. So pimfram is, under current law, required to insurance himself against Alzheimers, pregnancy, etc. My state recently passed a law allowing young otherwise healthy people (a large proportion of the 47 million uninsured)to byu stipped down policies without many of the unnecessary mandates. We have also created low-cost insurance pools for small businesses that would otherwise not be able to provide ehalth coverage. Premiums paid by workers in those businesses are around $100 monthly. So this is a complicated issue that needs more thought and work than we are hearing from a lot of folks in and out of Washington.

Sniper
Veteran Member


Date Joined Feb 2004
Total Posts : 6518
   Posted 8/16/2009 4:36 PM (GMT -7)   
0nce upon a time in the kingdom of heaven , God had been missing for 6 days. Eventually michael the archangel found him, resting on the seventh day. He asked of God, where have you been ? God sighed a deep sigh of satisfaction and proudly pointed downwards through the clouds, look Michael. Look what I have made. Michael looked puzzeled and said, what is it? It's a planet replied God and I've put life on it. I'm going to call it earth and its going to be a great place of balance. Pointing at the different parts of earth . For example northern Europe is going to be a place of great oppertunity and wealth but cold and harsh while southern Europe is going to be poor but sunny and pleasent. I have made some lands abundant in water and ther lands parched deserts. This one will be extremely hot while this one will be very cold and covered with ice. Michael impressed by Gods work pointed to a land mass and asked , whats that one. Ah said God That will be the United States, a glorious place on earth. There will be beautiful swamps flowing bayous rolling hills and dense forest. The people will be intelligent, humorous and love good food and music. They are going to be found of travling and sociable. They will be hard working and high achieving . What about balance, God, you said there would be balance said Michael. God replied wisely,,,,"wait until you see the idiots I put in Washington...
This is what scares me about any thing they call reform !!!!! Sorry if its too political, but truth is truth..
If we would read the secret history of our enemies,we would find in each mans life sorrow and suffering enough to disarm all hostility.


MMMNAVY
Veteran Member


Date Joined Jul 2006
Total Posts : 6927
   Posted 8/16/2009 5:51 PM (GMT -7)   
Ok ya'll bust me up laughing, but unfortuantly we will have to stop this thread. Pimfram, check out if your university alumni had insurance, or see about working at starbucks, fed ex, etc if you can? Another thing how about taking a one hour class so you have access to student health and insurance?
Forum Co-moderator - Crohn's Disease/Thyroid Disorders:_All comments have the caveat contact your local health care provider.

I will find a way or make one. –Phillip Sidney 1554-1586

All that I am and all that I shall ever be, I owe to my Angel Mother.

The Bucket List- Have you found joy in your life?  Has your life brought joy to others?

Make sure your suffering has meaning…


CrazyHarry
Veteran Member


Date Joined Mar 2006
Total Posts : 1034
   Posted 8/16/2009 6:50 PM (GMT -7)   
i tried this once here a while ago - posting a rebuttal by ron paul to the proposed democratic health care package, showing its shortcomings and proposing alternative solutions (notice solution is plural) and it was removed for being "too political". so i am curious as to how you got this thread to stay up for as long as you did.

the way the dems have it set up now, your GP will be PA and we'll be paying a few trillion dollars to insure the 13% who dont have health ins, this includes illegal aliens. they get health for free, well on your dime actually. and if you dont have health ins, you get fined.
Crazy Harry

---------------------------------------------
Crohn's since 1993 (17 yrs old then)
surgery in July '05 - removal of 2 inches at ileum and 8 inches of sigmoid colon (had fistula into bladder)
Nov '05 developed colonic inertia; July '06 told i needed ostomy surgery
began maker's diet in August '06 - now feeling the best ever with no symptoms of colonic inertia and i kept my colon
med free as of 10/31/07


pimfram
Veteran Member


Date Joined May 2009
Total Posts : 506
   Posted 8/16/2009 7:16 PM (GMT -7)   
MMMNAVY said...
Pimfram, check out if your university alumni had insurance, or see about working at starbucks, fed ex, etc if you can? Another thing how about taking a one hour class so you have access to student health and insurance?

I hadn't though about insurance through my university. I'll make sure to check that out. And I'm pretty sure I'm gonna end up one being forced to get a job at Target or somewhere, until I can land a real job.
Diagnosed with CD July 2007
Currently on Remicade, Imuran, probiotics, folic acid, multivitamin.


MMMNAVY
Veteran Member


Date Joined Jul 2006
Total Posts : 6927
   Posted 8/16/2009 7:20 PM (GMT -7)   
You are not alone in having think about Target.
 
 
Ladies and Gentlemen, Please no more posts to this thread.  I do not want to have to bother admin about it, but I will if it continues. 
 
 


Forum Co-moderator - Crohn's Disease/Thyroid Disorders:_All comments have the caveat contact your local health care provider.

I will find a way or make one. –Phillip Sidney 1554-1586

All that I am and all that I shall ever be, I owe to my Angel Mother.

The Bucket List- Have you found joy in your life?  Has your life brought joy to others?

Make sure your suffering has meaning…

Post Edited (MMMNAVY) : 8/16/2009 8:26:00 PM (GMT-6)


dix geronemo
New Member


Date Joined Aug 2009
Total Posts : 1
   Posted 8/17/2009 6:21 PM (GMT -7)   
I am concerned with the Health Care Reform will do to make choices right...

This is Spam and I removed the link. It links directly to and insurance company selling health insurance.

Post Edited By Moderator (stkitt) : 8/18/2009 9:15:21 AM (GMT-6)


FitzyK23
Veteran Member


Date Joined May 2005
Total Posts : 4219
   Posted 8/17/2009 6:44 PM (GMT -7)   
Navy - since there were several posts against reform can we have one for it and then lock it. It would be nice to have an opinion on each side for people to ponder. I would be willing to write a very polite post in favor of it.
27 Year old married female.  Graduated law school this year and waiting for results of the bar exam.  Start a new job sometime in September.  Diagnosed w/ CD 4 years ago, IBS for over 10 years before that, which was probably the CD. I am sort of lactose intollerant too but can handle anything cultured and do well w/ lactose pills and lactaid. For crohns I am currently on Pentasa 4 pills/4x day and hysociamine prn. I also have bad acid reflux and have been on PPI's since age 13. I have been through prilosec, prevacid, and nexium. Currently I am on Protonix in the morning and Zantac at night.  I take xanax prn for situational anxiety (aka no easy bathroom access). 


Nanners
Elite Member


Date Joined Apr 2005
Total Posts : 14995
   Posted 8/18/2009 6:38 AM (GMT -7)   
MMMNavy has requested that no more posts be made to this thread. Sorry Fitzy but no political posts are allowed. Thanks for your understanding, and please no more posts.

11. No posts of an overtly political or religious nature OR posts promoting advocacy of particular personal, medical, legal, religious, political, or non-profit causes. The forums are intended for offering mutual personal support. Debating controversial subjects should be taken elsewhere. Limited religious references are allowed (ie. "my prayers are with you" or a brief quote as part of a larger post), but the forums should not be used to convert others.

Thank you!
Gail*Nanners* Co-Moderator for Crohns Disease and Anxiety/Panic Forum
Been living with Crohn's Disease for 33 years. Currently on Asacol, Prilosec, Estrace, Prinivil, Diltiazem, Percoset prn for pain, Zofran, Phenergan, Probiotics, Calcium  w/Vit D, and Xanax as needed for my anxiety.  Resections in 2002 and 2005. Also diagnosed with Fibromyalgia, Osteoarthritis, and Anxiety. Currently my Crohns is in remission, but my joints are going crazy!
*Every tomorrow has two handles.  We can take hold of it by the handle of anxiety, or by the handle of faith"*
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