I am 37 years old, and have a life insurance on me taken a year ago, before I was diagnosed with Crohns (March 2009). I now want to increase the amount, not to an astronomcal amount, but say from 250k to 500k. My questions are:
1) Would this be possible, or will my insurance company deny this new increased amount, even if I'm willling to pay the higher premium?
2) Has anybody had success increasing their Life Insurance (LI) amount after dx with Crohn's?
3) Can they do anything to my existing coverage, if I open such discussions with my LI agent and I tell them that I have CD?
4) Any other advice on how to proceed with this discussion?
Thanks and hope you are having as nice a day as a Crohn's patient can!