I live in Ontario and most if not all big ticket items - like hospitalization, surgery, office visits and in-patient care is covered by the provincial government plan. Some smaller ticket or elective items aren't covered completely or in rare instances at all. Extra items like prescript
ions or complimentary medical care - like dental, vision, hearing, chiro, physio etc - are covered for the vast majority of Canadians via employer policies or affordable private insurance and in the case of society's vulnerable, by social assistance. We don't have access issues owing to expense
but on occasion we lack resources for timely care
. Safe to say imo, that everyone is guaranteed a mid range level of care, usually within a decent timeframe. With respect to IBD drugs, I think I am pretty typical in that my employer covers 90% and I assume the remainder. With big dollar drugs like Remicade or Humira, the pharmaceuticals will subsidize the a portion of the 10% based on the patient's income. My 2 Humira pens a month cost $1600 of which $50 comes out of my pocket. I consider myself fortunate. I notice that you are collecting information for a term paper.....I would be interested to hear from other nationalities how their respective systems work - for or against them.
- CD dx '86. Re-section '93. Dx Crohn's Colitis '98.
- Participation in Remicade trials (fistulae) late 90's.
- Manifestations of fissures, fistula, scleritis, polyarthralgia and erythema nodosum.
- Presently on Imuran,
- Remicade (2nd attempt - after 10 yrs - failed).
- Fistulotomy (Oct 2009) - failed miserably - now healing resistant wound tract (4+ months)
- Humira (March 2010)