There are two types of disability offered through the Social Security Administration. SSI in Supplemental Security Income. It is paid to those with disabilities that have limited incomes. SSDI is Social Security Disability Insurance. People that have owrked enough quartes are eligble for this. SSDI amounts depend on your earnings in the past. If you look at your last Last year you should have received a social security statement that listed all your earnings. There is a line on it that tells you the amount you would receive should you become disabled. If you have not worked enough quarters, then you would be applying under SSI. That amount is pretty low and also is effected by other income, including your wife's income.
Medical coverage under SSDI and SSI takes effect twenty four months after you are awarded disability. That is when you can apply for Medicare. In the interium, you could you use COBRA coverage from your last place of employment, be covered under your wife's place of employment, or purchase your own coverage. In most cases, purchasing your own plan is very expensive and hard to get when one has a chronic condition.
A s to your other questions, I can't help there.
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