I have not had this problem with Depression but have done with other things and I think the insurance company is within the law. (I am not sure about US law). If they believe that the policy is too higher risk for them to take (I.E there is a higher chance that something will happen and you will claim) they can refuse the policy or charge a higher price for it. Shop around... there nay be specialist brokers who give out such policies rather than using a general broker.
Post Edited (Twiggy2) : 1/5/2008 4:08:24 AM (GMT-7)
I bought a life insurance policy years ago and I was able to buy the policy but not accidential death rider................because of the depression and being under the care of a physician for this dx. I guess they thought I was a risk..............Here I am all these years later
I felt like a criminal at the time. I never even explained it to my hubby. I was ashamed.
Hugs to you