Im really sorry that you are having so much trouble with your house at the moment. I dont really understand the US market laws so I was a little confused by what you have written but it sounds to me like you are being told where to have your morgage... definately illegal here in the UK! \as for the religious thing at work, its important not to react to them. Your boss is watching out and if you dont react then they will look stupid, not you! I know its hurtful but if your spiritualist, i guess you believe that everything happens for a reason, so thing of this as spirit testing your patience.