Geoff, I know you are in a difficult spot right now but let's take this a step at a time. You say you are in school right now. And you are a veteran. You are a hero for being in Irag and I praise you for your duty to your country. That in itself is remarkable. If you are a veteran isn't the military paying for your schooling? Is so, I think the first step you should take is to stay in school and get your degree. Then you will have a better chance at a good job. Next, if the car is costing you too much money right now maybe you should sell it. That might get you some money for a while. Also, don't give up on getting a job. Keep looking - you may have to take a couple of part time jobs to get by but at least you would have income. Does your school have any one to help students find work? I would check into that. I know it sound harsh to sell the car but it may be costing you more. Don't worry so much right now about a new relationship. Give yourself time to adjust to school. You will find someone when the time is right and often when you least expect it. You shouldn't blame your brother for wanting to save his money for his kids. Once you are taking classes you may have more opportunities to meet new friends. These are only a few suggestions and I hope I have helped you in some small way. I know only too well how difficult it is to be lonely. I am almost always lonely but I try to find activities to occupy myself. Take care and post how you are doing. You will have plenty of friends on this forum. One more thought - if you were fired from your job can you get unemployment insurance? Why not check that out.
Take care, Aurora
Welcome to HealingWell. I am so sorry you are in this position and I know how easy it is to get into debt. I sense you are in a very tight place right now so I am going to address the debt first.
You can get help from an organization like National Foundation for Credit Counseling. NFCC has branches throughout the country; they are a non-profit, community organization that provides free and confidential debt management advice to anyone who needs it. You can even consult with them over the phone.Like other debt consolidators, NFCC gets paid by creditors, so it's in their best interest to work out a repayment plan rather than advise you to declare bankruptcy. Not that you want to be advised to declare bankruptcy, but in certain cases it may be your best option.NFCC makes no outlandish promises beyond the prospect of a saner financial life. http://www.nfcc.org/
I know this is very depressing but each of us had made some bad choices in our lives and you won't solve your problem beating yourself up. Your just a human being.
Try not to dwell on the past but stay in the moment. Deal with how you will turn things around and you will succeed. Coming here talking to us was a positive move.
Welcome to our world.Sincerely,Kitt
Kitt, Moderator: Anxiety/Panic & Depression& GERD Forums*~*