Dear Wonderful Frances,
I know how you feel as I took early retirement from my dream job in 2006 due to my depression and major melt down. My immediate boss knew what was going on with me and she never went to bat for me or reminded me that I had all kinds of benefits I could have tapped into, my short term disability for one. She accepted my resignation and hired my replacement before I was out the door. You see it was much cheaper to let me go and hire someone at half my salary. So I ended up losing my goal of working until I was 62 and had to start burning my pension money to live on.
With the market the way it has been I have lost over 1/2 my retirement in 3 years. I was never offered a less stressful job which my boss offered to other managers that asked to step down. I beat myself up pretty bad mentally for being such a loser and someone my boss would let go so easy. I had an exemplary work record. So I cried and hid out at home for months. I did not want to see anyone as they always asked if I was still running the ER. No I was not, in fact I felt so rejected I would cry just at the thought of being seen in public. My self esteem went in the garbage.
I know how devestated you feel. (((((HUGS)))))
Last September a friend of mine called me and said there was an ad for a substitute school nurse in the local paper...........so I sent in my resume' and nothing, I heard nothing. Then in December I received a letter from the school district telling me when orientation was for the school nurse position. WOW................I thought I was over qualified with 26 years ER and I was to old but all of a sudden I was going to an orientation.
They hired 4 of us and for me I was back doing what I do well, I was a nurse again only in a different field. The pay is OK and I have been kept pretty busy. I can pick and choose if I want to work and which school and the best part was I could decrease the amount of money I had to take out of my pension plan to live on every month. I am off summers and holidays.
It took me a long time to remember that the job was not who I was, I had to work at getting my confidence back but to this day I still hate it when people ask if I still work at the hospital but now I can say with pride, no, I work for the School District.
So that is my story. Yes I did apply for other jobs and I was offered several, one as a department manager at Walmart but I turned it down. So my dear Frances, let yourself grieve for your loss of your job as it was part of who you are but only a small part. You are the sum of so many wonderful things and Lady Luck will swing your way. Be kind to yourself and keep talking to us.
With love and hugs,Kitt
Dear Frances, I am so sorry to hear about your job. I don't know if this is any consolation but many of us are without work. I lost my job when I got cancer and then when I was better I found what I thought would be the ideal part time job and it was a nightmare. I ended up having to quit because it was too physical for me and after a four hour shift I would come home and just lie down on my bed. I coudn't even get the energy to have lunch. So I do understand what you are going through. I have been looking for almost a year and I either get turned down or get no interviews and I am just looking for part time. I am eating away at my retirement funds which went to about half of what they were. My only consolation is I have social security. I decided to take it early at 62 because otherwise I would have had to wait to 66 1/2. I am glad I got it because at least I can get my bills paid. I owe every dr around here and am on payment plans for everything. It will be next year before I get a dent in some of these bills and I have decided not to go for my 6 mos cancer check ups because there goes another over $1000 if I see them. I feel like I am between a rock and a hard place. I have health ins. but very high premiums and high deductible so that is why I am not going to any dr. unless it is an emergency. The economy is supposed to be picking up so maybe we will be able to find some thing. I am not being picky I will do almost anything except fast food or cleaning houses. I think I don't get a chance because of my age. At least I own my house so no one can kick me out. Sorry to be sounding so negative. I know you need support. I think if you hang in there and just keep searching you will find something. Keep your resume polished up and call on every thing that is a possiblilty . Ask friends or others you meet if they know of anything. Sometimes talking to others brings opportunities. I don't know your age and wouldn't ask but if you are 62 you could get your social security. It's not as much as full retirement age but it is extra years of payments so actually comes out pretty even. Any possiblility of taking in a roomate and getting rent from someone? I wish you the best and please know I understand what you are going through and I will keep you in my thoughts and prayers.
Dear Frances, I don't know where you live but if you were fired you are entitled to unemployment insurance for at least 26 weeks. Please look into this as it will help you with your bills. It is good that the government is helping with your cobra insurance. Take advantage of everthing that is offered. But I do know that if you were fired you are eligible for unemployment. Yes, your employer will try to fight it but you paid for it during the course of your job. And severance pay does not discqualify you for unemployment. When I was fired from a job my boss tried to fight it but did not win and I was awarded the unemployment. But if you should find a job that you find suitable go ahead and take it. I just wanted to let you know about this so you have some resources. Often there are agencies that can pair you up with a roommate. But be sure it is a very reliable agency that does a careful background check on the person. Wishing you good luck and many prayers.
Hi Frances, I read your post and just if your position was eliminated it is the same as being let go from your company. You are still entitled to the unemployment benefits. Be sure you check carefully with your unemployment office to be sure that you can get 26 weeks of payments. You should be able to. When I applied and was challenged it only took me less than a month before I got my first check. Yes it will be less than what you earn but it will help get some bills paid. And Kitt is right about really checking out a roomate. If you have an agency such as Jewish community services in your area they may be able to help you. I know where I live they are very careful to match up people. Would you consider taking in a senior citiizen? If you have a Senior center near you they often have people who need to share living arrangements. And they are good about checking backgrounds. Just wanted to give you a few suggestions. Also, be firm with the unemployment office. If you need to, ask to speak to a supervisor. I always get better help from someone higher up. Also, how about just checking the classifieds in your newspaper for jobs. You can also go online to Monster.com or to careerbuilder.com and see what they might have available. They are free. Also, do you have an employment agency that helps you find a job? The way it works is they look for the job for you and if they find you a job the company that hires you has to pay the fee. I think you may have to stay a certain number of months but it's worth a try. Keep posting and we are all keeping our best thoughts for your success.
Dear Frances, I am glad to hear you are taking positive steps to help your situation. I hope the roomate situation turns out well for you. And i'm glad to see that you are applying for the UE benefits online. It's great they will give you an added bonus for doing so online. You are being very brave and I am proud of you for handling your situation so well. I wish you the very best. Keep posting and let us know how its going.
Hi Frances, I am so proud of how well you have done. As far as the calling in you just have to tell them where you have looked. You don't have to go overboard in telling them you spent hours looking for a job. Just so they know you are trying. After all we are all in the same position right now as there are no jobs. And you can tell them you called whatever places you found and were not granted an interview or tell them where you sent a resume. You are doing the best you know how. And they have so many people who are getting unemployment that they don't have time to check up on every place you have called. Just tell them you have looked and you are not having success in getting interviews. It will get clearer the longer you are in the system. In the meantime, try to take as good care of yourself as possible. You need your strength if you are going to get another job. As far as bills. if you can "rob Peter to pay Paul" so be it. You need nourishing food. But I guess what I can really do is let you know how much I care and will always be here to support you, my friend. Take care, I am thinking of you and saying prayers for you. Just wanted to add, be sure to call in to the number they gave you at the assigned time. This is very important.
P.S. Frances, concerning your medical bills can you call each place where you owe a bill and ask them to put you on a payment plan? This is what I have done. I called each dr's office and the hospital and everyone was willing to put me on a payment plan that I could afford to send a certain amount each month. When they know you are out of work they seem to be willing to work with you. After all, they would rather get the money over a period of time instead of nothing at all. Do not worry about your credit score unless you have credit card debt or can't make your mortgage. Even your bank should be willing to work out a plan for you if you are having trouble meeting the mortgage payments. Just wanted to give you some new ideas.
Hi Frances, I was thinking if you are going to your bank to talk to them about a refinance maybe you could ask to see the branch manager who may be more willing to work with you. If they know you are unemployed but want to make a real effort to keep up with some form of payments on your mortgage they may be more willing to work with you. Can you speak to your dr. about somehow getting the injections you need? wouldn't that help and then you wouldn't need as much medication. I truly hope this all works out. And I hope that you can find a roomate that will be able to help you with expenses. I am continuing to pray for you. Take care and I am glad that you will get the good food you need. The beans are a great idea and you may be able to find a good price on chicken, especially if they sell a larger package in which you can divide up into portions and freeze for later use. We will continue to talk to see how you are doing. God bless.
Dropping in to give you some hugs for the day and wishing you a sunny day. I am following your journey and praying for you . You have my continued support.