more stunned silence, and shaking my head back and forth.
That's absolutely unbelievable.
Can you contact your political representatives? I dunno know, maybe they can help.
I pray something good will come out of all this for you.
THank you all for reading and responding. I could actually tell you more horror stories about what I have dealt with but this is new and fresh. The others were just as bad and causeed me so much stress I will never forget them. Anyway, Here we are starting a new week and my hope that anything will be resolved is pretty much non exsistent.
Honey; Thank you so much for the offer. I am ok right now as far as needing things. I actually can get by with very little since I have been practicing for so long! I sure don't live high on the hog as they say. I'm pretty well rehearsed in reduce reuse recycle LOL! I really do appreciate that you care enough to offer though. I can make a loaf of bread and some lunch meat last a very long time. I am more worried about the mnedical bills that are going to be arriving in my mailbox.
I have decided that after calling credit counseling and having them basically tell me "oh well", that all the money I paid them means nothing when I am trying so hard...I am going to let it drop. They can send it to collections. I need all the money I can get now and there is no way I will be paying them with the money from my job. the problem is that I have a defaulted student loan too and they would not accept the payment I could afford so they sent me to collections also.
I filled out the paper work for "reasonable and Affordable payment plan and sent all the documents in along with the chart that says I am eligible to pay 25.00 per month. They sent me a letter saying "sorry but you have to pay $100.00 per month. So I resdubmitted the paperwork and they sent another letter but this letter said that if I was on medicad or any kind of social services that i could qualify for this program....so I wrote back and sent the same paper work and a copy of my medicaid proof and a copy of THEIR chart and they still refused to accept my payment amount.
My credit has been ruined forever. I thought credit counseling was a positive step but I realized that they really aren't helping me much. They take my money and divide it up between my creditors but because I don't have enough money the bills are always considered late and a finance charge is tacked on. I am getting nowhere. I have looked into the laws and there are a few things I can do once they go to collections. Student loans have already decided that I am too poor to have my wages garnished but they will still take my taxes if I file. I just don't have the energy to care about this stuiff anymore. I always try and I always fail.
I have seriously been thinking for some time now that I need to leave my job. To explain the situation at work would be another forum but in short I work for a parks and rec dept and I am the naturalist. Anywhere you go the environment is the last thing to be considered. My boss expects me to do the work of 5 people and is not supportive of the programs that she developed...yeah go figure. It all comes down to money. Not to mention that I am in so much pain and my depression is so bad that I can barely function on any given day. I feel that having a job should make me feel like a more responsible member of society but ya know what? I get the feeling I am doing it all wrong. I don't think I will ever master the art of being a "real person". The fact that I am on disability seems to make me some kind of pariah.
I am still confused about how I could go over a yearly limit though. I kept track of all of my hours for so many years. I made sure I didn't go over. I just don't understand and it was never explained to me that I had to be careful of yearly amounts. I figured if I didn't go over in the months then I would be fine. Not so!