Post Edited (vestabula) : 5/5/2009 8:25:59 AM (GMT-6)
Hi Lost in Philly...the coverage I have now does not pay for any tests or office visits, or I would use it. Only hospitization and even then, we have a $5000 deductible and it only pays 80%. I have googled and researched through local insurance companies for three years. We are just too old!
Hi K9...I live an hour from the Canadian Border and you would not believe all the cars from Ontario that are parked in our hospital parking lots and in front of doctors offices here. It's because they have to wait months for 'non-essential' treatment and surgeries that are considered 'elective'. I have a friend from Toronto who had been waiting for almost 18 months to have a scan on her ovary...it was so big you could see it through her clothes. She finally came here and had it removed. On the good side, however, we get the hubby's Lipator from Canada. It's one third the price.
Unfortunatley, we are too 'rich' to qualify for any kind of assitance and too poor to be able to pay outrageous insurance premiums. There was just an article in the paper that said the CEO of our local Blue Cross and Blue Shield makes $18,000,000 a year. I have a problem with that! No wonder a Tylenol in an ER costs twenty bucks!
Post Edited (doodie) : 5/6/2009 8:51:21 AM (GMT-6)
Update! Just got a print out the insurance plans offered by the University of Maryland...It is 93 pages long in very very small print! Holy Moly! There are 29 different web sites to contact if interest is shown in any one plan. My head is spinning! I hope I can read through all of this....