Hey sassy...like everyone else who has responded there is help out there for those who are struggling right now. First of all I believe they cannot turn off power to anyone with a baby...at least where I live. We have a free food bank at our local Catholic Charities and the electric company has a program called HEAP to help low income or the unemployed. In this wonderful booming economy(yeah, right) there are many people out there right now that can't make ends meet. Search all possible resources...surely you would qualify for food stamps with no income and I know as much as you don't want to go that route, that is why your hubby has paid taxes all these years and now YOU need help. I am praying he finds a job soon and hang in there.