In the negative...again...

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Joie1
Regular Member


Date Joined Oct 2008
Total Posts : 376
   Posted 7/25/2009 1:08 AM (GMT -7)   
We NEED to do medical bankruptcy. And yet again...we're in the negative. At this point, I want to point a huge honking finger at my mom. She asked us to pay for all the stuff for all the July birthdays (one huge shindig combining five relatives). So we did. She said she'd pay us back and she hasn't. Matter of fact...she's saying we "offered" to pay. And now we're a hundred in the negative and it's only going to get worse since hubby and I won't get paid until the end of the month.

I swear...the stress alone from the past two months is getting worse and worse. In about a month or two, we'll be...well, homeless. We've been living with my brother who sort of just decided to move out of his house that he's been putting payments on (its understandable since he lost the job that really managed to pay for this place) and he wants to be closer to his sons. Fine...okay...except he kind of just out of the blue decided this. Maybe at the middle of last month is when he started talking to his ex about helping her pay rent on some place that's far...FAR...from where either myself of my husband work. Our car's acting up again...we need a new transmission. I'm only working half-time (which is less then part-time). My husband has insurance which is great...except about three months into actually HAVING his great PPO that we were paying 200 out of EVERY check for it...they changed from prepaid visits to deductibles. This means...instead of 30 bucks...we're shelling out 60-70 when we get billed. I just went to visit the rheumy and I KNOW that visits going to cost me a good 200-300 for all the fun first visit stuff...plus he took like 5 x-rays and took bloodwork.

I put in for this job...and I want it so bad but they haven't called me back yet. When I say I need to put in for medical bankruptcy...I mean it. I owe this one hospital like 23,000 because at the time, I didn't have insurance. I feel like I can't really breathe...I'm freaking out a bit. LOL. I know that I'm supposed to try to be calmer...not stress. I can't breathe from all the stress that's literally unavoidable in my life. If I got this job...I'm not sure how I'd get there and back. It's a full-time job which I'm sort of scared I won't be able to do. What's funny is that its a call service job...where I'd be sitting all day. I need this job. The one I'm doing...is what I trained to do, work in a Library. I even got a stupid 2-year degree that got me the second lowest job inside a library (not including janitors).

In about a month, I will probably be living with my mother since we don't even have the credit for an apartment to take us. My mother. She thinks the neighbors do crap to her. She believes that if we all pray together enough...my Crohns will vanish...and now this DD will as well. When I had a good few days with the Crohns...she would actually say that God "healed" me. Reality was that I probably was downing 2 Ensures a day (one at breakfast for meds and one at dinner for meds) for a week to even feel well for a few days. And dernitall...I KNOW that I'm not working well on the three pain killers a day my dr prescribed. That barely gets me out of bed even though they upped the Lyrica to 200 mg. a day and I still have to get to work (where I went from 12-16 hours a week to 8). I can deal with the flashes of depression I get but mostly I just want to sleep when the Lyrica and pain meds wear off (which is what I usually do unless I have to work...and then I just save the pain meds to make through 4 hours of work). Plus, I got in trouble for...and here's something I find really kind of stupid...I got a "written warning" for forgetting to approve my e-timecard at work. So now...every time I go in, I'm approving it first thing when I sit at the circulation desk.

I'm pretty good at dealing with depression...really. I went to a shrink a couple of years ago...I got some good ways of dealing with it...but honestly. I want a way OUT of the freaking mess that comes from just the medical community. I pay out 350 a month from my 400 paycheck (I get a monthly paycheck where some months I work a ton of hours and apparently with the lovely pay raise that began at the beginning of this month...that coincides with the remarkable loss of hours for anyone who has my job title) just to all the past dr. bills from my LAST surgery in February.

Oh man...I didn't want to rant here...I don't. I just...I can't think. I can't breathe. Most days I can't stand the thought of waking up because I'm so tired and so I try to just go back to sleep where I NEVER feel like I actually slept. I've been semi-awake for what feels like months now. I know this isn't a great way to get to know me. I don't come around the Crohns area much anymore since...I complained there...LOL. I sometimes use this site to read up on others thoughts and sometimes give advise here and there or a kind word but sometimes I feel like all I use this place for is to finally have a place where I can explode...and not feel judged...or told "that things could be worse" or anything else I always hear.

I don't know how I'm going to stand living with my mother for however long it will be. I just wanna go throw myself off a bridge at the thought of living with her again. Honestly. She's so awful now. Everything...EVERYTHING...is everyone else's fault. The neighbors, my dad, us, her siblings, EVERYTHING. She has narcolepsy, a heart infection that gets worse every day, COPD, and I could SWEAR she's a paranoid schizophrenic. She hears her guardian angel talk to her and that's how she "knows" things. She's paranoid my dad's cheating on her, the neighbors are out to get her...she has blocks of wood in the windows with them locked. When she didn't have A/C (it was broken), she WOULD NOT leave both the front and back door screens open if she wasn't in that room. You can hear and see from the living room to the kitchen where the back sliding door is and vice versa but she wouldn't do it. She makes any one of me or my siblings go and check every room upstairs before we leave the house.

Oh golly...how am I going to live with her again...without killing her or myself, I don't know. She thinks my sweet beloved husband has or will cheat on me. Which just...he wouldn't do that. Honestly, he doesn't have it in him...we don't have a relationship where that's an option...he's the one truly great thing in my life...and I know I'm the same for him. I'm going to have to subject him to living with her. He knows she thinks he cheated and he had it out with her a couple of months ago...on an issue defining "respect". I did something that upset her...she literally threw a temper tantrum screaming about how me and my husband disrespect her...and my husband (most laidback, easy-going guy there is) shouted (which I've never even seen him do in 9 years of being together/dating/married) "YOU WANNA TALK about DISRESPECT?! HOW about SAYING THAT I'M F-ING AROUND ON YOUR DAUGHTER?! WHAT'S THAT SAY about HER, HUH? AND WHAT'S THAT SAY about SPREADING THOSE VILE F-ING LIES about ME TO YOUR WHOLE FAMILY?!!" Ten years actually...next week...since the day we first went on our first date...we've been inseparable...and I've NEVER seen him yell at an elder. His parents are old-school Filipino's. So is my dad...and you just NEVER disrespect an elder...ever. That's what my mother is like.

And off I go on a rant again. I'd go sleep...if I thought I'd actually...I dunno...get real sleep.
27/f/CD. 4 CD related surgeries: 2 resections, 2 JP drains, 3 NG tubes, many absesses (including the one my most recent surgery scraped off my ovary) and fistulas.
Have lost in these surgeries: appendix, 8 in. intestine, R fallopian tube, gallbladder, 10 in. intestine
<b>Crohns</b> Dx'd: February 2008.
Pentasa
<b>Fibromyalgia</b> Dx'd: July 21, 2009
Lyrica
Hydrocodone
Prenatal Vitamin
Allergy meds


ivy6
Elite Member


Date Joined Sep 2005
Total Posts : 10404
   Posted 7/25/2009 1:35 AM (GMT -7)   
Oh, Joie. What a horrible, horrible, overwhelming mess.

You vent away: I am horrified that you have to go through this, and you *definitely* need someone to talk to.

You know what? I have been spending a lot of time on the forums this week and I keep reading stories like yours, and I can't keep quiet any longer. There is something very wrong with a political system when it abandons its most frail and helpless citizens to injustices like these. It's not right.

I hope some of the Americans will be along shortly with some bright ideas to help you. I can't offer advice because I have no experience with your system, but I do send you lots of support and hugs.

I am so, so sorry you're dealing with this.

Ivy.
Co-Moderator Crohn's Forum.

Medications for Crohn's ~~ Diet and Nutritional Therapy for Crohn's


boo32
Regular Member


Date Joined Jun 2009
Total Posts : 222
   Posted 7/25/2009 1:55 AM (GMT -7)   
oh god,
what a horrible situation, families can definately have the worst effect on you. Thankfully i live just far away enough from mine.
Can you get away for a few hours and try to shut it out. If you could get even an hour stress free it's be a start.
I wish i could be more help.
BikeBoo, biking with my boo since 1999
Of all the things i've lost, i miss my mind the most! But it has its advantages!
Fibro, spinal arthritis and all that goes with it.
GAD


Hara
Veteran Member


Date Joined Mar 2009
Total Posts : 900
   Posted 7/25/2009 2:03 AM (GMT -7)   
Venting is good. At least you can get it out and sometimes you even feel better.
 
I know I did that at my mental health intake evaluation. I felt alot better after my anxiety attacke outside. shocked   Geez I don't know what to do with myself sometimes either.
 
I hope thinks get better for you and if things get too unbarable maybe try and find an emergancy housing kind of thing. Less stress on you and your hubby the better I say.
 
HARA

donnaeil
Veteran Member


Date Joined Jun 2006
Total Posts : 1156
   Posted 7/25/2009 12:21 PM (GMT -7)   
I went through a similar time myself years ago when my medical condition caused us to have to find a new place to live. I am a divorced mom of three children and my ex did his best to make us suffer financially plus I had an accident and a few medical conditions to deal with.

Just having Chrone's is hard enough to deal with.

I too have a mother who swore she was guided by her higher power ot the point where she would claim she had messages about who I was and what I should do. I tell you, growing up with a harsh disciplinarian, make that abuser, and a control freak made my llife miserable

I hope you do not have to live with her. YOu really do not need this plus it will inflame your medical conditions.

Call every charitable organization and church in your area for help. Try to get into public housing or acquire a Section 8 eight voucher. You can also contact your local crisis line. For issues with your mother get in touch with the local Domestic Violence organization. They have support groups which are a major help. In addition they can lead you to resources.

Our American medical system sucks, period. Add the present recession to it and you have a recipe for disaster.

Take care and kiss your wonderful hubby.

Donnaeil

Piercings
Regular Member


Date Joined Aug 2008
Total Posts : 326
   Posted 7/25/2009 8:38 PM (GMT -7)   
Joie,
My heart goes out to you in this situation. I'm in a very similar one myself right now. As it stands I'm in the middle of planning a cross country move. This is not something that I decided to do just cause I wanted to see what was over there. This is a move of necessity.
During the time that my company provided no insurance, I landed in the hospital for a while, as well as some other major medical things that happened. I got laid off from my job so we were down to one income. Then just as I was getting back to work the DBF got laid off. And with being in the 3rd highest unemployment rated state, things aren't looking good for him either. For almost three years now we've been slowly falling behind on everything.
With the way that our economy is, creditors that were previously willing to work with you are now shipping their accounts out to collection agencies. Shortly after the beginning of this year, I was served with a wage garnishment for $16,000 worth of medical expenses that had been referred out to a collection agency. With being a single income household, now reduced by 25% of my net pay, we're about to sink.
It was hard enough when I was young and had to move into my parents house to get myself back on my feet after my divorce, but to be almost 40 now and having to move in with my boyfriend's family on the other side of the country.....I don't know what else can knock the pride out of you nearly so much as having to admit that you need help.
I hate to say it, but financially, the move is going to be the best thing. Right now with the loss of that 25% of my income I can't even afford to file bankruptcy. So...sadly this move will take me off the radar of the garnishor, allow me enough time to get to work in the new state and put the money together to file banko before they can find me again.
Filing is really not what I want to do because I do feel that we should all pay our debts. But, I simply can't do it. There's too much from the last few years.
Hug your hubby and take comfort that he knows that her opinions and behaviors are unfounded. You know that he's a good man, he knows that he's a good man, and that's all that really matters.

One way or another we will ALL make it through these times. Whine/cry/vent all you want, this is what it is that we are here for - to be another shoulder to lean on.

Joie1
Regular Member


Date Joined Oct 2008
Total Posts : 376
   Posted 7/26/2009 1:50 PM (GMT -7)   
Thanks for the support. Today I went apartment hunting online. We make around 1100...then minus the 350 I pay for medical bills...and the 60 for Lyrica...and the 35 for Pentasa and the 36ish for pain meds a month...610ish. Then another 300-400 for rent...and we're down to 210. We're on a family plan that his folks are paying for with cell phones...so we wouldn't have to pay that. So...210 a month for food, gas, and other utilities.

Maybe get government help for food and gas.
27/f/CD. 4 CD related surgeries: 2 resections, 2 JP drains, 3 NG tubes, many absesses (including the one my most recent surgery scraped off my ovary) and fistulas.
Have lost in these surgeries: appendix, 8 in. intestine, R fallopian tube, gallbladder, 10 in. intestine
<b>Crohns</b> Dx'd: February 2008.
Pentasa
<b>Fibromyalgia</b> Dx'd: July 21, 2009
Lyrica
Hydrocodone
Prenatal Vitamin
Allergy meds

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