In 2008 I went out for back surgery was gone from July 29 until Dec. 1, and this year, I have been out since January. FMLA for 12 weeks, then STD kicked in. As of July I have not been receiving any pay because LTD is still deciding if I have jumped high enough. When you go out if approved, by law your job is protected while on FMLA. Most HR/Companies are really careful NOT to terminate anyone that's been out too soon after returning to work especially if your work record is clean. That causes law suits and companies tend to lose at that point. If you have LTD, you are paying for the benefit, however, as in my case, Aetna....is dragging their feet, not doing what they have communicated to me and are doing everything in their power NOT to pay. It looks like I may have to hire an attorney to get my benefits.I mad the mistake of thinking that if the doctors put your out on extended leave your insurance company would pay the LTD, afterall, that's what you are paying for... NOT so...
It's really a game and I hate it. Your health is the most important thing. If you don't take care of you now, you will pay later.
Hugs and I hope you feel better
Savella, Lyrica,Mobic,Tramadol,Flexeril,Omeprezole,Vitamin D3,