Affordable Medical Services--Overseas

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Keriamon
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Date Joined Jun 2005
Total Posts : 2976
   Posted 4/3/2007 10:16 AM (GMT -7)   
 
This is an article on the emerging field of "medical tourism", which is when you go to some country other than your own in order to receive medical treatment.  It has some recommendations for agencies to use that broker all of the planning for your trip and procedure, and it also has a link to a national organization that accredits hospitals and doctors in other countries; in short, it says that these facilities and doctors are as good as any in the U.S.  Given that IBS requires a lot of testing, going overseas may be the only way to afford tests and/or treatments for people without health insurance.  There's also the fact that there's a doctor shortage in all fields in the U.S., so you may can go to another country and come back before you could even see a GI in the U.S. (much less in the UK, which seems to have even worse waiting periods).  And you may just find that a foreign doctor has different ideas on how to treat IBS; after all, bowel complaints, especially D, are a lot more common in a country like India or China than in the U.S.  At the very least, I think you would be taken more seriously. 

7Lil
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Date Joined Apr 2005
Total Posts : 3269
   Posted 4/3/2007 1:07 PM (GMT -7)   
This doesn't surprise me... I know a few people that have gone overseas for dental work. Our medical system (including dental) in the USA is way over charging. I have a chiropractor friend who confesses at charging insurance way over necessary because he knows they will never pay the full amount. It's all a rip!
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Keriamon
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Date Joined Jun 2005
Total Posts : 2976
   Posted 4/3/2007 2:47 PM (GMT -7)   
Well, when I had my tubes tied, the total bill was like $4,000 something, of which the insurance paid half. You know, if I could have surgery for $2,000, I could pay that out of pocket. If they would just charge regular people the minimum they'll accept from the Blue Crosses of the world, then a lot more people could afford to self-insure. Given that the current government wants to accomplish just that, it looks like they would pass a law that you can't charge an uninsured person more than you would accept in payment from any insurance company.

Canyonbabe711
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Date Joined Mar 2006
Total Posts : 1451
   Posted 4/3/2007 4:05 PM (GMT -7)   
You are absolutely right. Most of you are not old enough to remember that health care was pretty affordable back in yesteryears. With the advent of Medicare, there came more insurance and more insurance and higher costs. I know that everything else has gone up as have wages but I think that healthcare probably has gone up the most overall. I tell people to negotiate a payment based on what insurance would pay and sometimes it works. Medicare doesn't pay a pittance of what the uninsured person ends up paying. It is wrong. They send this big bill to Medicare and Medicare says we will allow only this little bit and the hospital accepts it but if it is an individual they get stuck with the big amount.

Keriamon
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Date Joined Jun 2005
Total Posts : 2976
   Posted 4/4/2007 7:50 AM (GMT -7)   
Oh, Canyon, make sure to tell any of your friends of Medicare-age about the new semi-scam that's going around. My mother works in home health and said it's appaling rampant. Apparently these sales reps for HMOs go around to old people and tell them how wonderful their insurance program is and weedle these poor old people into dropping their Medicare for this HMO. Then the bills start coming in; huge premiums and even bigger deductibles. My mother said one woman they had saved from her HMO had a $1,000 deductible for hospital coverage alone. She had already met that, but now needed home health care and that was a separate $1,000 deductible that she had to meet. Not that it much mattered, since there was not a doctor, hospital, home health care agency, or even a DRUG STORE within 45 miles of her house that accepted her insurance. Mama said some were worse; she'd seen people with these HMOs not have any medical services whatsoever, even a drug store, within 80 miles of their house. She said her office had a case worker who does nothing but help old people get switched back over to Medicare; it's the only way to get their home health care paid for. What's more, it takes a month to get switched back over to Medicare. So set the word out to never, ever give up your Medicare. This isn't the same thing as supplemental insurance; this cancels your Medicare all together. And it's actually legal, even if the insurance agents are purposefully confusing, misleading and lying to the old people to get them to switch. And the first person that's probably going to approach you about switching insurance is probably going to be the company that provides your prescription drugs. So be wary!
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