longterm disability

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peilan70
New Member


Date Joined Sep 2007
Total Posts : 6
   Posted 1/24/2008 11:27 AM (GMT -7)   
ANY advice on filling out long-term disability claims? I have been on short-term disability (which I am extremely thankful the company I work [worked?] for has), but my SLE is still flaring and I still can not go back to work.

The forms ask about my symptoms, when they began, etc, which I can answer easily enough (vomiting, nausea, migraines, muscle pain, muscle weakness, joint pain, fatigue, etc). But, things like - when I expect to go back to work.. I don't know. I hope soon, but how to know this? And what is best way to answer this? How might my answers affect the outcome of my claim? Also, the question - why am I unable to work? I'm too ill, how else can I answer that one?

ANY advice would be greatly appreciated. The HR person at the company I work at made it sound like long-term disability may be difficult to get...
SLE, thrombocytopenia, hypothyroidism, Sjogren's, migraines, fibromyalgia

prednisone, hydroxychloroquine, synthroid, azathioprine (Imuran, recently started), Nexium, compazine/Frova/Zomig (as needed), Benefiber, calcium, acidophilus


tink 2
Regular Member


Date Joined Jan 2007
Total Posts : 371
   Posted 1/24/2008 12:17 PM (GMT -7)   
I was on long turm disability and yes they make it sound do good to you on the phone. They even sent me a letter saying I have it until I am 65. When it came time to honor it they would not. Even thow my drs. sent them prof. They still said there was a job out there for me some where. My drs and I told them I could not sit or stand for any length of time. This company was the Hartford. All I can say is fill out the paper work to the best of your ability and send Drs records with it. Anytime you go to Drs. get copys of all your paper work to send to them. Make copys of everything. They tend to loose them.
good Luck Denise
Lupus since 2005, Fiberomyalgia since 2006,  sjogren's syndrome since 2005,  diabetes since 2006, Depression since 2004. who would not be with all of this.
 
       I just try to make it threw every day as best I can.
        God please remember I am on the diet platter.
                  So many beads so little time.....
 
                   Have a great Lupie Day Denise 


okie
Veteran Member


Date Joined Dec 2006
Total Posts : 2818
   Posted 1/25/2008 8:36 PM (GMT -7)   
Peilin, I would suggest talking to your doctor. Tell him you are concerned that you won't be able to go back to work. That was one thing with me you could never know how you would wake up feeling. If you can't work you can't work. It's not easy but if you need to get disability than you need to do whatever it takes.
hugs
carol
God Bless
Lupus like symptoms, with pbc symptoms, stage 4 COPD w/CHF,  Cancer survivor.  Osteoporosis,osteoarthritis
Prednisone,Plaquanil800mg,vicodin 4x5mg,Evista60mg, Effexor 150mg, HCTZ25/Triamterene37.5mg,Xanax x3,Singular,nitro spray, aciphex, diovan. 
Only two defining forces have ever offered to die for you: 1. Jesus Christ 2. The American G. I
 
 
 


Barbara Lee
Veteran Member


Date Joined Sep 2003
Total Posts : 2889
   Posted 1/25/2008 8:46 PM (GMT -7)   
Peilan:

I just wanted to wish you well. Sounds like you may have a battle on your hands. I hope that your doctors are willing to say that you are disable and can not work for a period of time. Just wanted to welcome you and wish you well.

Good luck,
Barbara
dx fibro, SLE, glaucoma, cateracts, bells palsy, depression, migraine headaches, gastreopaersis, chronic anemia, RA,MDS (Blood Cancer). Tons of meds.


joinery
Regular Member


Date Joined Oct 2007
Total Posts : 323
   Posted 1/26/2008 8:18 AM (GMT -7)   
I am on long term disability Igave my paper work to my doc. he help me with them. I new I was to sick to even think about going back to work. I've been on long term from Jan. 2006 and still on it untill Jan. 2009 I'm waiting to here from S.S.
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