First off welcome to our forum. I'm sorry to hear that you have Lupus. It sure sounds like you're having a tough time. I'm not certain how long it takes to get SSDI there in New Jersey. I have to say that I applied for social security disability in February 2005 and just recently was awarded my back benefits in April of this year. So it was over 3 years before I received my benefits, I also had to hire an attorney and have a hearing before a judge.
Can you apply for state medical aid? I know some of the companies have programs where they can help you get help to purchase the medication they make. You could also check with various Church charities in your area. Other than that I'm not sure what to offer.
Are you in a flare at this time? What medications are you taking? Could you move back home with your parents? I'm thinking I wasn't much help to you, but welcome to our forum. You'll meet a lot of great people here, we're one big family.
dx fibro, SLE, glaucoma, cateracts, bells palsy, depression, migraine headaches, gastreopaersis, chronic anemia, RA,MDS (Blood Cancer). Tons of meds.