Health Care Bill

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Candii
Regular Member


Date Joined Jan 2007
Total Posts : 135
   Posted 3/21/2010 11:01 PM (GMT -7)   
The Health Care Bill passed tonight. What do you think and how will it affect you?
 
Candii
SLE '06, Arthritis '06, Fibromyalgia '07, PCOS '92, RLS '98.
Plaquenil, Prednisone, Relafin, Multivitamin, Flexeril, and other meds.
 
~*`~ Wishing upon a Star ~*`~


aimsgirl16
Forum Moderator


Date Joined Jun 2008
Total Posts : 1469
   Posted 3/22/2010 5:37 AM (GMT -7)   
I think it is a great thing for people with any chronic or pre existing condition! There will not be a life time spending limit, which is a relief to me. Sure, its not all great but obviously the system we have now has failed miserably for millions of US citizens...so something needed to be changed!!!

Bsime
Veteran Member


Date Joined Apr 2006
Total Posts : 1299
   Posted 3/22/2010 6:21 AM (GMT -7)   
It's long overdue...a process that started 100 years ago with Teddy Roosevelt.  Ironic how a republican started it but modern republicans always oppose social change....social security, medicare, civil rights, and now healthcare reform.
 
Now the hard work starts to actually change how the system works and how it will help those who desparately need it.
 
Bill
MCTD (lupus, scleroderma, polymyositis).  Diagnosed 2005.  Kidney, liver, GI tract, dysphagia, raynauds, Barretts esophagus, quadriplegic in 2005.  Recovered and now active in skiing, tai, chi, hiking, golf.  Meds: prednisone 2.5mg, imuran 25mg, amlodipine, benazapril, omeprazole, potassium, folic acid, vitamins, maxide and various supplements and vitamins.
 
Remain optimistic and you can overcome the odds.


Mom21girl
New Member


Date Joined Mar 2010
Total Posts : 3
   Posted 3/22/2010 9:30 AM (GMT -7)   
As someone who was with a company with HMO & now govt. employee health care, I see it as hurting the system. I don't like the idea that the opportunity to go for additional opinions beyond the local specialist probably won't be there. I think that disolving the tie to employers would have been more productive along with torte reform.

I am also curious about all of the "pre-existing condition" issue. How many people does this really affect? Again, I have changed companies & health insurance carriers multiple times over the past 13 years and haven't had a problem. And yes this includes family members with auto immune diseases.

I am deeply concerned with how it will effect my pocket book the first 4 years when they begin collecting money from me before they start giving me services....

FW
Regular Member


Date Joined May 2007
Total Posts : 477
   Posted 3/22/2010 9:38 AM (GMT -7)   
Thank Goodness! DH owns a small business. We always provided insurance to all employees and their families as a benefit. about ten years ago, the rates started rising ridiculously quickly. about 6 years ago we had to start asking the employees to pay any additional rate hikes (we would continue to pay what we had been paying). In those 6 years, rates have almost doubled! The employees are now spending almost as much as the company to stay insured! It is absolutely ridiculous! And we receive less benefits and more "out of pocket" costs.
Now let's see if this bill actually works!
Take care, Fran

Dx: Lupus, sjogren's, celiac, severe allergies.
Daily Meds: Plaquenil, Zyrtec. Aciphex, Nasacort, Prozac, Ambien CR, CellCept, Bactrim, Zantac.
Daily Supplements: Calcium, B-100 Complex, Daily Vitamins.
As Needed Meds: Epinephrine, Benadryl, Proventil, Xopenex, Tylenal, Darvocet, Prednisone.


Bsime
Veteran Member


Date Joined Apr 2006
Total Posts : 1299
   Posted 3/22/2010 10:16 AM (GMT -7)   
Preexisting conditions are a big deal.  People who work for companies or government agencies are sheltered from this type of discrimination.  Individuals and small business are overtly discriminated against.  If I still had my small businesses health insurance would not be possible financially or otherwise.  Just try to get insurance as an individual if you have a chronic illness and/are older!  Before I turned 65 I applied as an individual with 5 companies....4 turned me down cold and I had never really been sick but was 60.  Fortunately, 1 took me and 18 months later started my AI journey.  In 1 year alone my bills would have been $600K and we would have been financially runied....or I would have just died. 
 
I know many people who came out of good jobs, particularly in high tech, but were made into consultants.  They are paid well but the first to go and no benefits.  Many that I know of all ages cannot get or afford insurance for themselves or families and these are fairly high income, skilled workers.  This is the reality of the middle class unless you work for a big organization.
 
I don't know it this bill and all the changes that have to be made structurally over the years will work out but I know what we have DOES NOT work for a large part of America and is getting worse each year.
 
Hope it does work.
 
Bill
MCTD (lupus, scleroderma, polymyositis).  Diagnosed 2005.  Kidney, liver, GI tract, dysphagia, raynauds, Barretts esophagus, quadriplegic in 2005.  Recovered and now active in skiing, tai, chi, hiking, golf.  Meds: prednisone 2.5mg, imuran 25mg, amlodipine, benazapril, omeprazole, potassium, folic acid, vitamins, maxide and various supplements and vitamins.
 
Remain optimistic and you can overcome the odds.


nasalady
Veteran Member


Date Joined Sep 2009
Total Posts : 1176
   Posted 3/22/2010 12:53 PM (GMT -7)   
I see it as a step in the right direction but am worried that it won't go far enough.

I'm an employee of a large company....I have Anthem Blue Cross and in the past three years my insurance costs have gone from approximately $600/month to $750/month to $900/month!! Will it make them stop raising the rates a ridiculous amount every year?? I hope so!
Lyme Disease, Babesiosis, Ehrlichiosis, AIH, Hashimoto's, lupus, fibro, RA, celiac disease, asthma, psoriasis, Raynaud's, hypertension, osteopenia, sleep apnea, RLS, GERD, DDD, L3-4 and L4-5 radiculopathy -> severe lower back pain, cubital tunnel, tarsal tunnel, Doxycycline, Zithromax, Prednisone, Imuran, Plaquenil, Lyrica, Cymbalta, Levothyroxine, Atenolol, Cozaar, Zyrtec, Fosamax, Albuterol, Prilosec, CPAP

autoimmunediseasesgfliving.blogspot.com


Bsime
Veteran Member


Date Joined Apr 2006
Total Posts : 1299
   Posted 3/22/2010 1:34 PM (GMT -7)   
In the late 70s until the mid 80s I was able to provide 100% coverage (no copays, no cost to the employees)for my 6 employees and their families for about what you pay for your health insurance today.  And it was great coverage.  Today, you could not get comparable coverage at any cost.
 
Those who oppose reform do not know the problems that those with and without insurance face today. 
 
Much of the back end structural reforms were not put into the bill according to my healthcare friends and they will have to be worked out between all parties over the coming years.  I only hope it results in a more rational system.  Our healthcare is already the most expensive in the world and not close to the best...overall.  Great for those who have coverage and can afford it but not so great for many others.  Projections indicate that costs will continue to skyrocket and consume almost a 1/3 of GDP in a few years.  This will make America noncompetitive in the global market and will drive more jobs elsewhere. 
 
Bill
 
 
MCTD (lupus, scleroderma, polymyositis).  Diagnosed 2005.  Kidney, liver, GI tract, dysphagia, raynauds, Barretts esophagus, quadriplegic in 2005.  Recovered and now active in skiing, tai, chi, hiking, golf.  Meds: prednisone 2.5mg, imuran 25mg, amlodipine, benazapril, omeprazole, potassium, folic acid, vitamins, maxide and various supplements and vitamins.
 
Remain optimistic and you can overcome the odds.


Lynnwood
Forum Moderator


Date Joined May 2005
Total Posts : 7023
   Posted 3/22/2010 5:06 PM (GMT -7)   
There are some good parts and some ridiculous parts of this bill.

I've seen healthcare from multiple sides, as a member of a very large company, as a small business owner w/employees to cover, as a single contractor trying to cover myself, as a single person & as a family, as a healthy person and as someone on disability for several years.

Personally, I'd like to see reform addressed by monitoring the health insurance industry and the pharmaceutical industry more closely and providing operative guidelines that way (this would be similar to how we monitor monopolies such as electric & telephone companies) -- go straight to where the most money is going! We need to ensure that the providers (doctors) are allowed to profit enough to keep them interested & competitive.

I see parts of the bill as helping that and parts as hindering that.....

redrose77
Veteran Member


Date Joined Sep 2005
Total Posts : 2573
   Posted 3/24/2010 6:48 AM (GMT -7)   
I think this bill is a mixed bag I love the no pre-existing conditions part but hate the cuts to medicare payments. I really think it will take a lot more work to get our health care system under control and have considered the thought we may need to consider socializing at least primary care medicine.
Dx:fibromyalgia 2002, systematic lupus 2005- definate CNS involvement dxed late 2005, psoriasis 2006, rheumatoid arthritis 2006, PTSD 2007, multiple allergies 2005, migraine, compression fractures T11 & T12, Sj√∂gren's, damaged periphrial nerves 2007, exema
Tx: plaquenil, Enbrel, Tramadol, Singulair, Skelaxin, Baby Asprin, Imuran, Prilosec, lasix, Evoxac, Celebrex, Darvocet when things get too bad, prednisone again, various vitamin/mineral supplements, cozar
"Those who dream by night in the dusty recesses of their minds wake in the day to find that it was vanity: but the dreamers of the day are dangerous men, for they may act their dreams with open eyes, to make it possible." T. E. Lawrence


PattyLatty
Veteran Member


Date Joined Mar 2006
Total Posts : 2570
   Posted 3/24/2010 7:41 AM (GMT -7)   
This bill certainly won't solve everyone's problems, but no bill would. When I worked for a large corporation, my portion of my health care coverage cost $35 a month. Now, my husband and I, who are both self-employed, have to earn $24,000 a year in order to pay for our premiums and deductibles. So if we also want a place to live, vehicles, and food on the table, we have to start at $24,000 and go up from there. Doesn't seem right.
SLE, fibro, renauds, restless leg, hiatal hernia, double vision, migraines, costocondritis.

plaquenil, neurontin, synthroid, triamterene, actonel, niaspan, lunesta, cymbalta, vitamin D, Calcium, Multi Vit.

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