Paying for meds with no health benefits?

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Regular Member

Date Joined Sep 2005
Total Posts : 250
   Posted 9/12/2007 11:23 PM (GMT -6)   
I have a question ... for those of you without health insurance, how do you pay for your lupus meds and doctor visits? What is it costing you per month? It seems like most insurance plans won't cover someone with lupus.
Take care,
Diagnosed with lupus in May 2005
Daily Medications:
Prednisone, 5 mg
Imuran, 50mg 2x a day
Warfarin, 5 mg / day
Zoloft, 100 mg / day
Plaquanil, 200 mg 2x a day
Nexium, 20 mg / day
Tramadol, 50 mg 2x a day (as needed) and Tylenol
1500mg calcium
2000 IU of Vitamin D
400mg magnesium
Centrum Silver (and I am 30!)

Veteran Member

Date Joined Jan 2007
Total Posts : 607
   Posted 9/13/2007 3:21 AM (GMT -6)   
The first year insurance plan won't cover, but the second year they should cover you. As for med, I apply for patient assistance program. If u are eligible, they give u free drugs, or they charge u just a little. When I first got to the STates, the insurance won't cover my preexistence. I usually went to the school nurse and my brother will chk on me and told me what blood test to take. If I am normal, just keep the same dosage. IF not, my brother will increase my med. That's how I survive for first year. Some doc won't charge u much except the first visit.
Another way for u is to chk on some major gov't subsidized hospital n ask them, or go to some charity clinic and ask. This may help too.
Chk around and see.

Veteran Member

Date Joined Dec 2005
Total Posts : 1944
   Posted 9/13/2007 2:09 PM (GMT -6)   
I'm on medicare now, but before I didn't get medical care except in emergencies and a relative would pay for my meds out of pocket. There is a good site, which helped my son get on patient assistance, where the pharmaceutical company pays for your meds. This and certain disease orgs are the only way. The patient advocate has a tollfree number and you can speak to a person and often they can negotiate with your insurance company for you to take on some of the cost, for you will have many more ER visits if you don't get your regular meds, so its worth calling them and having them intercede on your behalf. Also, they will make sure that the insurance company is following state and federal laws in excluding you.
Love, Marji
--Doctors are men who prescribe medicines of which they know little, to cure diseases of which they know less in human beings of whom they know nothing.--Voltaire (1694-1778)
Ills--Sjogrens-Lupus-like AI Disease, Hashis, Vitiligo, spinal stenosis/fusion with plate, salivary/lymphectomies, Diabetes, NAFLD, COPD, RLS, neuropathy, trigonitis, hystero, diffuse brain atrophy
Meds--Plaquenil, Evoxac, Metformin, Synthroid, HCTZ, Estradiol patch, Prosed, Klonopin, Soma, Ultram, Vicodin, Restasis, Albuterol,steroid injections, Protopic & Triamcinolone Acetonide ointments

Veteran Member

Date Joined Jan 2005
Total Posts : 8616
   Posted 9/13/2007 7:22 PM (GMT -6)   
Hi Peachy . . . I'll "bump up" another topic which gives several resources. There are also resources listed in the clickable link in my signature "Lupus Resources".

In His Grip!,
AlwaysRosie          "We can't control the waves, but we can learn to surf!"
Psalms 139
Co-Moderator ~ Lupus Forum
UCTD (Undifferentiated Connective Tissue Disease), Hashimoto's, Inflamatory Bowel, Inflammatory Arthritis
Clickable Links:   Healing Well:  Lupus Resources ~~ Lupus Foundation of America (LFA) Facts and Overview: Lupus.Org  ~~  Criterea for Diagnosing Lupus (4 of 11):  Lupus Criterea  ~~   Lupus Foundation Chapter near you  Lupus Chapter Locator

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