I dont know anything about disability or getting it. I am so sick I cant work ..any help?

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wanttogetbetter
New Member


Date Joined Feb 2009
Total Posts : 8
   Posted 2/26/2009 5:04 PM (GMT -6)   
I dont know if I can get disability but I know If I dont ill loose our home. I am the breadwinner of the family. I dont know the first thing about it..Any help? I have been so sick,,,I mean sick for months. BEDRIDDEN sick..any ideas?

scorpio1960
Veteran Member


Date Joined Jan 2009
Total Posts : 914
   Posted 2/26/2009 6:01 PM (GMT -6)   
I would contact an attorney who specializes in SSDI. Trust me, it's more than worth the percentage they get from your first check. When I filed I was too sick to handle phone calls, correspondence, etc. The attorney contacted my physicians directly and submitted all the necessary information which is very helpful because they are experienced in knowing exactly what SSDI is looking for. I was fortunate enough to be approved within months of filing.

If you are filing for long-term disability from your company I would also suggest contacting an attorney. Again, paying a price to have an attorney review all your forms and information before it's submitted is priceless and much less than paying them to prepare an appeal for a denied claim. I was initially diagnosed with CFIDS and used an attorney who has experience filing claims for this condition.

Here's a forum that offers great advice and lots of information on LTD: http://www.disabilityinsuranceforums.com/categories.cfm?catid=4

I totally understand how stressful and overwhelming all of this can be, especially when you're probably even too sick to deal with filing a claim.

Good luck.

wanttogetbetter
New Member


Date Joined Feb 2009
Total Posts : 8
   Posted 2/26/2009 6:31 PM (GMT -6)   
what if your not presently working..I will be....But my question is this. How do they determine how much you get?

wanttogetbetter
New Member


Date Joined Feb 2009
Total Posts : 8
   Posted 2/26/2009 6:34 PM (GMT -6)   
also can you referr me to your attorney?

scorpio1960
Veteran Member


Date Joined Jan 2009
Total Posts : 914
   Posted 2/26/2009 7:07 PM (GMT -6)   
You would need an attorney experienced in SSDI in your area. Social Security usually sends out a statement once a year showing how much you would be entitled to if you become disabled and the amount is based on past earnings. Here's a website that will give you a lot of information on SSDI: http://www.scottdavispc.com. You might be able to get a referral from them for an attorney in your area. I used Wendy Brill who is located in New York. Good luckl!!

I hope I'm allowed to post this information. If not, I apologize!
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