Short Term Disability Question

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Cmacaran
Regular Member


Date Joined Aug 2008
Total Posts : 105
   Posted 7/12/2009 7:59 AM (GMT -6)   
Due to a bad relapse and continued heavy lyme/bartonelle and babesia symptoms and mising too much work for 11 months of my various struggles during treatment my boss asked me to apply for short term disability.  
 
I am nervous.  Can anyone share their experiences, what should I avoid on the short term disability form?  What mistakes can I learn from or good experiences I can copy.  Thank you.

scorpio1960
Veteran Member


Date Joined Jan 2009
Total Posts : 914
   Posted 7/12/2009 1:41 PM (GMT -6)   
I could be wrong but I don't think you have to worry too much with short-term disability as long as your doctor supports it. It's usually the long-term where they look to deny, deny, deny.

If you want to be safe I guess it would be best to complete the form keeping in mind the same principles as with long-term. In addition to listing symptoms make sure you also list limitations.

Good luck.

RottenDog
Veteran Member


Date Joined Apr 2009
Total Posts : 1013
   Posted 7/12/2009 2:25 PM (GMT -6)   
i'm not 100% sure of this, but i do know someone who had aplyed for SSD and was turned down as they do not includ lyme. i filde for my SSI on arthirus b4 i knew i had lyme, so i am hoping it goes thro.

i wish you the best of luck.
   RD
 
still looking for answers.
 
Remember that advice if free, its your choice what you do with it.  :)


scorpio1960
Veteran Member


Date Joined Jan 2009
Total Posts : 914
   Posted 7/12/2009 3:26 PM (GMT -6)   
RD, That's a good point. Social Security does not list Lyme Disease as one of the many conditions covered but they are nevertheless suppose to base their decision on severity of symptoms and limitations regardless of the name of the disese or diagnosis. It's just so typical that LD patients are discriminated against.

I think an entirely different set of rules apply with short-term disability but I'm not sure what those rules are. I've been fortunate enough never to have trouble getting short-term.

Cmacaran, Just a thought but would your doctor be willing to list CFS and Fibro in addition to LD. Many doctors believe CFS and Fibro are caused by Lyme Diseae and the symptoms are basically the same in many cases. I was granted long-term disability and ssdi under CFS and Fibo before I even received the LD diagnosis.

Another suggestion for anyone needing to apply for ssdi who has severe depression, anxiety, etc. Mental illnesses are covered under ssdi so this should be a consideration if you are also suffering from this end of the spectrum of symptoms. I know of a few people (not lymies) who IMHO are in no way entitled to benefits and managed to get approved using this angle. Don't even get me started on that topic. Of course, for those of us who suffer with LD it's not an angle and just a sorry fact of life for us.

Do not however use any form of mental illness as a primary diagnosis with long-term disability or private insurance. Most do not cover it and if they do it's only for a very limited period of time. In cases like this, it's important that any depression or anxiety experienced from Lyme be listed as a secondary diagnosis and not primary.

The important thing to remember is to submit the facts and tell the truth but present it all in a way that fits the guidelines in place for getting the claim approved, whether it be ssdi, ltd or std.

I hope I did not manage to confuse anyone with all of this.

FoodHeals
New Member


Date Joined Apr 2017
Total Posts : 1
   Posted 5/12/2017 5:18 PM (GMT -6)   
It's worth updating this chain. From what I read online, Social Security now recognizes Lyme disease as an illness causing disability. It still takes a substantial change in your ability to work long term to qualify and may take a long time to get approved.

Purrrsiankitty
Veteran Member


Date Joined Dec 2016
Total Posts : 1606
   Posted 5/12/2017 5:48 PM (GMT -6)   
It's all about the symptoms. If your doctor will document the conditions that would keep you from doing your existing job, you have a chance. SSDI also can recommend you for job counseling to find a job you can do with your "ailments."

Your age is a factor also


But if you have too many things that would disqualify you from doing your existing or new job, then you may qualify.

Chances are you will be denied, then you appeal. They deny almost everyone the first time.

A SSDI lawyer is very helpful, too. Yes, they take their cut but the won't take the case unless they feel they can win it for you.

And welcome to our community!
Moderator, Lyme Forum

Dx May 2015 Quest pos Elisa/neg WB. Doxy only. Restest Igenix lyme pos, neg CDC, 18 +, **23-25 IND, *30 +, **31+, **34 IND, **41+, **83-93++. Retest12/16 Igen 41+, 83-93+ whole blood-plasmid pos. Retest Lyme/co's. Neg co's. Suspected Bart. 7/15 start 16 mo of doxy, azith, ceftin. Finished 09/16. Cowden start 12/16 and stop April 2017 to deal with yeast and leaky gut

PeteZa
Veteran Member


Date Joined Jul 2015
Total Posts : 8451
   Posted 5/12/2017 9:44 PM (GMT -6)   
I haven't read this article, but I kept it for some reason..... maybe for you.

www.disabilitysecrets.com/social-security-disability-lyme-disease.html#
____________

Good Article
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