specific examples of pre existing conditions

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Veteran Member

Date Joined Oct 2007
Total Posts : 748
   Posted 6/7/2010 8:21 AM (GMT -6)   
does anyone know a list of health conditions that disqualify one from insurance?  If so I could get ins this year due to obamas health care plan.  I have checked on private ins co   did not like it that i have mvp and he suggested I look elsewhere..  Even tho my family dr calls it fibromylagia, (i still have faint rashes whatever ) (I didn't show her anyway) i am wondering if ins cos dont sell to people with fibro then i could get ins through new plan. any sugestions? thanks

Veteran Member

Date Joined Aug 2007
Total Posts : 4399
   Posted 6/7/2010 11:51 AM (GMT -6)   
My guess is that each insurance co has their own specific definition of "pre-existing condition" but the general idea is any disease you have been diagnosed with by a qualified medical doctor (MD, DO or ND) within a certain time frame which has not been "cured" would be considered pre-existing. So examples would be things like Asthma, Fibromyalgia, Chronic Fatigue Syndrome, Osteoarthritis, Lupus, etc. - basically anything that would be considered "chronic" because regular medicine does not know how to "cure" these conditions.
Chronic Lyme Disease, Bartonella (clinical dx only), Gluten & Sulfite Sensitivity, Many Food/Inhalant/Medication/Chemical Allergies & Intolerances, Asthma, Gut issues (dysmotility, non-specific inflammation), UCTD ("Secondary Lupus-Like Syndrome"), Osteoporosis, chronic Lymphopenia, etc.; G-Tube; TPN via PICC (plan to start weaning off again soon).
Meds:  IV Cipro, Heparin (to flush PICC line), Singulair, Claritin, Domperidone, Colloidal Silver (topically & nasally), probiotics, digestive enzymes, Milk Thistle, Magnesium, homeopathy.

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