Welcome to Healingwell. I am not sure what you want here. You receieved a tenative diagnosis from your gp years ago and you never followed up on it. Now you have issues and no insurance. You are in a tough spot to be sure. Is it that you never beleived your diagnosis? I would definitely follow up and at least find out what a neurologist has to say. Many doctors believe your best defense against this disease is early and consistent treatment with a progression therapy like copaxone, rebif, betaseron or avonex.
You definitely have our sympathy. Your symptoms (the numbered symtpoms) are ones we can all relate to. Obviously no one here is going to diagnose you, as there are many MS mimics. I wish you the best of luck.