Welcome to the MS board! I'm glad to see another member from down here in the good old south! I hope u'll find lots of answers here and will feel just as at home on this board as the others. I'm so sorry to hear of u'r probable ms dx, but if u'r like many others here...in limbo with lots of questions...u'd welcome almost any answer.
Wow...i may be mistaken here on the disability thing. I'm not familiar with it too closely...my mother and brother in law are on disability, but i've never even applied for it. I'll check into what the specifics of it are for them and let u know. It may just be the SSI u'r talking about, but certainly they are both on it long term..no possibility they will ever work again. I know for sure it's not employment or personal disability ins plans...so i'll see and let u know.
We have MS live chats on Mondays at 6:00pm. It's a great way to get some real time answers to u'r questions. I hope u'll get to join us sometime. Again, welcome to the board!