A fear of horses is much the same as any other fear. It is just as hard to overcome as any other fear. It is never easy and you must be determined to do it or you will not succeed. I believe that if you are afraid you should face your fear head on.
There is nothing wrong with being afraid at times, but fear is a negative attribute when it impacts your enjoyment or controls your actions.
Your mind, body and spirit are all unified. If you allow your emotions to take control your mind and body will succumb.
I know your fear is for your daughter and that is causing you even more anxiety as the “what ifs” are going through your head.
Perhaps you should try exposing yourself a bit at a time to the horse. Get to know the horse and don’t let your fear show. A little bit at a time and eventually you may be able to get past the fear.
Please share your fears with your husband. You need support. Also consider therapy to help you deal with your fears.
Keep on posting as we care and we are here to support you.
Hugs to you from a Mother of four.