Anyway, I have been dealing with incredible amounts of stress. Not really anxiety, but stress, and I need to vent for fear of losing my mind. I will not go down the laundry list of things that have been happening lately, now that I think about it. Just take my word for it, the world has been raining **** on me for weeks and weeks now and I'm tired of it. It hasn't been small things, either.
So I get home today and get a call from some lady who does the billing for my doctor. My insurance company (Blue Cross/Blue Shield) refused to pay for my last office visit. I've heard of a lot of things but I've never heard of an insurance company refusing to pay for a simple office visit with a GP. This is an individual PPO that I pay a lot of money for, too.
The reason, they say, is because the doctor wrote down that he diagnosed me with anxiety. Obviously I've had anxiety for a long time and since I just met him, he sure didn't diagnose it. That's not the reason I made the appointment. I made it for several reasons, and it is true that one of them was to get a new prescription for clonazepam. But we didn't even talk about that very much. Most of the conversation was about other things.
BCBS says they don't cover any mental health stuff. That's true. No plans in Texas do unless you really want to pay a lot of money. Even if they did, they said it would be a pre-existing condition. Fine. I paid cash for my clonazepam, knowing that I had a pre-existing condition and that it wasn't covered anyway. But they used this as an excuse to refuse to pay for any part of the visit. I don't understand how they can do that.
So now I owe the doctor $185, which ordinarily wouldn't be a big deal but it's April and I have to pay taxes which is nothing trivial when you're self-employed.
Not a day goes by (literally) that I don't receive some kind of bad news. It's something all the time. ALL the time.