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debaser
Veteran Member


Date Joined Nov 2006
Total Posts : 1745
   Posted 4/7/2010 3:19 PM (GMT -7)   
Anyway, I have been dealing with incredible amounts of stress. Not really anxiety, but stress, and I need to vent for fear of losing my mind. I will not go down the laundry list of things that have been happening lately, now that I think about it. Just take my word for it, the world has been raining **** on me for weeks and weeks now and I'm tired of it. It hasn't been small things, either.

Okay.

So I get home today and get a call from some lady who does the billing for my doctor. My insurance company (Blue Cross/Blue Shield) refused to pay for my last office visit. I've heard of a lot of things but I've never heard of an insurance company refusing to pay for a simple office visit with a GP. This is an individual PPO that I pay a lot of money for, too.

The reason, they say, is because the doctor wrote down that he diagnosed me with anxiety. Obviously I've had anxiety for a long time and since I just met him, he sure didn't diagnose it. That's not the reason I made the appointment. I made it for several reasons, and it is true that one of them was to get a new prescription for clonazepam. But we didn't even talk about that very much. Most of the conversation was about other things.

BCBS says they don't cover any mental health stuff. That's true. No plans in Texas do unless you really want to pay a lot of money. Even if they did, they said it would be a pre-existing condition. Fine. I paid cash for my clonazepam, knowing that I had a pre-existing condition and that it wasn't covered anyway. But they used this as an excuse to refuse to pay for any part of the visit. I don't understand how they can do that.

So now I owe the doctor $185, which ordinarily wouldn't be a big deal but it's April and I have to pay taxes which is nothing trivial when you're self-employed.

Not a day goes by (literally) that I don't receive some kind of bad news. It's something all the time. ALL the time.

Howlyncat
Elite Member


Date Joined Jan 2005
Total Posts : 24909
   Posted 4/7/2010 3:27 PM (GMT -7)   
Dang debaser sorry to hear all you are going thru
this is when i truly am thankful for our Canadian..ontario..healthcare
try to keep a good frame of mind i know its gonna be tough my friend but we are here as you know
huggs
lyn
..Co Moderator for Crohns...Anxiety/Panic......Alzheimers

DX..Crohns,,,A/P...Fibro...Seizures..Neuropathy...Pyoderma Gangrenosum..Deaf

I Refuse To Give Up....Others Are Worse Off Than I Am

Donate to WWW.HealingWell.com
MEDS..Lyrica..Dilatin...Pentasa...Folic acid....Ativan..,Diazapam prn..Trazadone at HS..T 4s PRN

NEVER GIVEN UP NOR IN


debaser
Veteran Member


Date Joined Nov 2006
Total Posts : 1745
   Posted 4/7/2010 3:34 PM (GMT -7)   
Thanks.

I suppose I'll live, haha. I just thought that was the most absurd thing I've ever heard of.

Howlyncat
Elite Member


Date Joined Jan 2005
Total Posts : 24909
   Posted 4/8/2010 4:49 AM (GMT -7)   
I totally agree with you
on the other hand here morphine n oxycontin only cost 2 bucks for rx yet lyrica for dd costs about 2.50 a pill
N they wonder why there are ppl abusing n selling these opiates
makes ya go HMMMMMM
LUVS MY FRIEND
LYN
..Co Moderator for Crohns...Anxiety/Panic......Alzheimers

DX..Crohns,,,A/P...Fibro...Seizures..Neuropathy...Pyoderma Gangrenosum..Deaf

I Refuse To Give Up....Others Are Worse Off Than I Am

Donate to WWW.HealingWell.com
MEDS..Lyrica..Dilatin...Pentasa...Folic acid....Ativan..,Diazapam prn..Trazadone at HS..T 4s PRN

NEVER GIVEN UP NOR IN


stkitt
Forum Moderator


Date Joined Apr 2007
Total Posts : 32602
   Posted 4/8/2010 8:44 AM (GMT -7)   
Debaser,


BC/BS has a bazillion different policies and mine does cover mental health. I am sorry you are having down times and I can relate to the "everyday the news is not always good news"............my husband's surgery bill is now a little over $100,000.00 and we have a 20/80 medical insurance policy.



This for me is one of those "you don't have any choices so accept it and move on". The good days are out there so look for something good and let go of some of the stress.



The site has not been down so perhaps your server was the problem..........now I could be wrong........as I know I often am when it comes to IT stuff. smhair


Hope your day is a better one.



Take care,



Kitt
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