Where does the money go?

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Regular Member

Date Joined Mar 2010
Total Posts : 99
   Posted 3/23/2010 1:56 PM (GMT -7)   
I though I had at least another hundred dollars, checked the bank account (thank God I did!) and realized I have $0.80. Luckily I have a little cash to tide me over, but seriously, what is wrong with me? This would have been the third time overdrawn in 2010, absolutely R-I-D-I-C-U-L-O-U-S!!!
So I have money problems, big suprise! All my life, if I have it I spend it. If I am in a particularly good mood I keep spending it even though I don't have it; If I'm in a very good mood I keep spending even when I know how overdrawn I am. AHHH it drives me crazy.
Most the time I just don't realize where I am financially, and so I don't realize that all of those little things I bought, all of the huge tips I left, all of the meals I paid for add up to more than my paycheck. I've tried to keep a book (like in the back of a checkbook, even though I never write checks) with all of my debit card purchases, but I always end up forgetting a few key purchases (things that probably go in the closet as soon as I get home and are never used!!!), and then I'm even more screwed up because I think I have more money than I do.
I need to start checking my online banking twice a day, that's what I have decided. My only solace now is that this is another area of my life that is starting to make sense. Thinking back, I have beat myself up pretty bad for being "so stupid" when it comes to money. Now that I am learning to understand why I am impulsive and irational in so many aspects of my life, I at least don't feal so bad about it and am ready to face it head on.
Any suggestions, stories, help is much appreciated. This is a big one for me!

Veteran Member

Date Joined May 2007
Total Posts : 3715
   Posted 3/23/2010 3:59 PM (GMT -7)   
Laugh. This is the story of my LIFE!!!! I'm so bad with money. I am so lucky that I have a husband who is better about money than I am, but I would spend us into the ground relentlessly if it were just me.

Co-Moderator, Bipolar and Depression Forums
Bipolar II

"Bipolar disorder can be a great teacher. It's a challenge, but it can set you up to be able to do almost anything else in your life." - CARRIE FISHER

happy bill
Forum Moderator

Date Joined Nov 2008
Total Posts : 1132
   Posted 3/23/2010 6:16 PM (GMT -7)   


  My meds really helped me with my impulse control, now my wife has to pry the money out of my hands. LOL LOL LOL  However she suffers depression issues and there fore spends to make herself feel  better. I on the other hand am working harder than ever to make more money to help cover the shortfall. In the end something will have to give, god only knows what but my short week is 76 hours and my long week is 88, thank god for BP mainac energy. LOL LOL LOL

   But honestly it was only the meds that have allowed me to gain control and tame this beast a little.


Veteran Member

Date Joined May 2008
Total Posts : 1081
   Posted 3/24/2010 2:16 AM (GMT -7)   
Only problem with staying home all day, even if it is super cozy, is it makes me more depressed. Huh? So, although I try to get out every day, bottom line is, I have got to stay out of the stores. especially a really big store call Wal----. Ya know. Everything, an unbelievable great deal until you get through the cash and remember you have two weeks to go w/o food or gas. So, I go out, but to visit friends (who sometimes want me to drive them to , you guessed it, stores). I also try to buy my way out of my negative mud holes. Doesn't work.

Regular Member

Date Joined Aug 2009
Total Posts : 61
   Posted 4/7/2010 2:40 PM (GMT -7)   
I know what it is like to go on spending sprees. I have learnt to put in a couple of controls to keep them to minimum.
I take out a set amount of money each week and that is all I have once it is gone that's it - I have to do with out, it's a good way to clean out the pantry. Don't take your cards with you.

During the rest of the time when my spending is not as overpowering, when I think of things I need to buy I write them down on a list (even if they are cheap and simple things) and hold off from buying them. This way when my spending overpowers me I have things that I am "allowed" to buy instead of all the stuff that I usually end up wtih that I don't need and I feel a little better than telling myself I can't spend anything.

Regular Member

Date Joined Apr 2010
Total Posts : 22
   Posted 4/12/2010 3:46 PM (GMT -7)   
You are so funny Bohemian...I really needed the laugh, THANKS. I discovered a way to keep myself locked up and still spend, an evil thing called Ebay. The thrill of the auction just feeds the impulse. I have spent crazy money on stupid stuff that I just HAD TO HAVE at the moment. It got so bad last spring I cut up all my credit cards and had to fess up to my husband what I had done, granted he already knew I was going crazy because of all the boxes being delivered to the house. I tried to hide them, but he is the one that puts out the trash. We can barely cover the min. payments and there is no money left for anything else. I still go on there and watch stuff, but with no means to make a purchase it doesn' really satisfy me. Leave it to bipolar to find a way to make me go broke without ever stepping foot outside my house.
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