I though I had at least another hundred dollars, checked the bank account (thank God I did!) and realized I have $0.80. Luckily I have a little cash to tide me over, but seriously, what is wrong with me? This would have been the third time overdrawn in 2010, absolutely R-I-D-I-C-U-L-O-U-S!!!
So I have money problems, big suprise! All my life, if I have it I spend it. If I am in a particularly good mood I keep spending it even though I don't have it; If I'm in a very good mood I keep spending even when I know how overdrawn I am. AHHH it drives me crazy.
Most the time I just don't realize where I am financially, and so I don't realize that all of those little things I bought, all of the huge tips I left, all of the meals I paid for add up to more than my paycheck. I've tried to keep a book (like in the back of a checkbook, even though I never write checks) with all of my debit card purchases, but I always end up forgetting a few key purchases (things that probably go in the closet as soon as I get home and are never used!!!), and then I'm even more screwed up because I think I have more money than I do.
I need to start checking my online banking twice a day, that's what I have decided. My only solace now is that this is another area of my life that is starting to make sense. Thinking back, I have beat myself up pretty bad for being "so stupid" when it comes to money. Now that I am learning to understand why I am impulsive and irational in so many aspects of my life, I at least don't feal so bad about it and am ready to face it head on.
Any suggestions, stories, help is much appreciated. This is a big one for me!