Hi LadyRed, I too want to welcome you to HW. Welcome to our exclusive club of chronic pain, sorry you have to be here, but you have landed in the right place. You will find this forum to be an excellent place to come to and ask questions, if we can answer them correctly we will, if not, we are honest and will tell you we don't know, very good place to vent, talk about whats bothering you, let your hair down, no one understands CP like us. No one can understand CP unless they are an actual CP patient. We do have some peeople on here that will research stuff and get back with you, and soon you will hopefully feel like we are an extended family. Alot of us have already been there and done that, and there are many like you that are in the beginning phases.
Try not to dwell on your accident too much, it will only get you down. Save that energy for the things you must absolutely do. I know, you will think easier said than done. You have hired an atty so let that person worry about the legal ends & outs of your claim. Just remember, if your atty advises you not to talk to the insurance company if they should call you. Don't talk to them except to tell whoever, I have an atty this is their name & number call them and hang up the phone. You may have a zillion questions, but again let the atty wade thru all of that. Sometimes they will call not knowing an atty has been hired. Alot depends on how quick his office is to get a letter of rep faxed to the ins. company.
Please get a notebook, now while things are fresh in your mind write down the facts about the accident. Write down where you had been and where you were going. Note the day of the week it happened & date along with the time of day. You would be amazed at the people who actually forget the above things.
Keep in this book as well, the days you go to the dr, what was done, whether he gave meds & that sort of thing. If you were taken to ER for the accident write down what was done there as well. Keep track of your mileage to the appts and save receipts on that too. If you are employed and have to lose time from work to attend dr appts, PT appts, write it down in this notebook, date, time of appt & who you saw. At some point your employer will have to fill out a wage loss statement to document you work and make x amt of money an hour and work x amt hrs a week. On this statement it can be documented the dates you missed time. If you have been unable to work since the accident, this statement will be needed.
Always keep either a legible copy of any medical, hospital, or prescription receipts for your own file. Make your own folder for this. You too can keep track of what your medical expenses are costing because of the accident.
None of us here can tell you the laws of your state regarding personal injury claims, because each state has different laws & rules they go by. The only way any of us would know is if we lived in your state and know the current laws.
Tom gave you some very good info on things to check into and to discuss with your atty. I have given you a couple of tips because I have worked in the Personal Injury, Medical Malpractice, and Workers Comp field for over 20 yrs. I just gave you some basic info for you. One more thing, if your atty is in a good size firm, always keep track of who you talked to and what they told you.
Hope you start having some lighter pain days soon. Susie
When talking to your atty or his paralegal, its best to write down your questions before hand, that way you don't forget something. Depending on your attys