Yes, that's what I plan on doing in June. I'm holding my breath a bit, though, as I wonder if the insurance questions the fact that COBRA ends June 30. I'm hoping they don't and give me the 90 days. I've also been trying to take one less perc./day and save a few. There is a clinic in a nearby city for people with no insurance, and they even have a small pharmacy, but don't (of course!) dispense controlled substances. But at least if I get a bad sinus infection or something hopefully I can get an antibiotic I'm not allergic to! I remember the days decades ago (way before managed care hijacked our heatlh care system) that your family doctor would let you have an extra script
of antibiotics in case you needed them if it was a case like this - with no insurance.
I was thinking of you with the 35% co-pay and wondering if that would be a way for you to afford your meds, but yes, even 35% can be a lot! Is there anyone you might be able to borrow that from? Because that would be great. And, again, Obama said that if you couldn't keep your COBRA or it ended he would make the transition to Medicaid easy. We'll see. We'll see.
And I also wonder if these programs will reach the people who really need them. Fortunately, my mortgage is paid, but my house is very hold and needs a ton of work which I can't afford. It's also not worth a lot, but if I sold it I'd have that cash and wouldn't be eligible for anything. And since my credit is shot because I couldn't pay my credit cards for the first time in my life, it will even be difficult to rent somewhere. So for now I will try to stay put. But I'm guessing your credit score is a little lower now, too, and a lot of these programs coming along though the banks are for people with good credit. DUH! The people who could keep paying everything through all this (I am NOT dumping on anyone here - trust me, I know it's hard for many, many people) are not the only ones who need help. Yes, the people on the edge who are managing to pay deserve some assistance, but those of us who have paid our bills all our lives, but already fell off the cliff in this recession deserve some help, too, but we're not longer good credit risks. Plus the credit card companies are closing cards and cutting limits even for people who have paid on time all along. Something is so very wrong with all this. We can't get political on this site, and it isn't even about
either party, but an entire system and economy that is leaving many of us in the dust. Especially for many people with health problems, since health costs are the number one reason for bankruptcy, at least they have been until recently. Ok, I'll stop!
Sandi - thanks, but those sites link to the Pennsylvania state site, and I'm already pretty familiar with that. Trouble is a lot of things make it look like there's lots of help, until you start digging and you find it leads you back to square one. I think the main hope I and some others here have for help is the details of the recovery act that haven't yet unfolded themselves down through the regulatory process.
But Sandi, thanks for thinking of me and taking the time!!!
Post Edited (PAlady) : 4/11/2009 3:31:16 PM (GMT-6)