Hey Pete, yes your drs do have to be onboard and back you up on being disabled. You have to have a date disability began. If the drs would agree it would be your last day of work. If I remember correctly you quit work because it as becoming too much-this needs to be relayed to your drs and put in your charts. But, some drs will say, I did not see you on that date, therefore, I cannot say you were disabled then. My theory is just get them to agree a person is disabled. Thats the biggest hurdle. One thing to remember, SS can always come up with their own date that disability began. They do not have to go by your date. A person can be sent to a SSD dr for an eval for a condition. If that dr feels the person is disabled they could actually use the date they saw that dr if they want. This could help someone thats in the gray area of having an actual date of disability or someone riding soft on a date of disability.
You have a lengthy medical history and yes, you should list every ailment when applying for SSD if you decide to go in this direction. I really feel SSD people pay absolutely no attention to people's claims that file strictly on neck & back problems. I guess because thats the bulk of what gets filed on. I have no proof of this, just my thoughts. But, when you can list other conditions such as high BP, depression, in your situation you should add the cancer, it starts adding up and makes them look at other problems besides a back or a neck. These problems can be under control at the time-thats not saying they always will be. Also, I think depression is another issue they look at in a different light. I think they take a good look at depression and not dismiss it as quickly as they will other things.
Its really a matter of what you choose, you may decide to work part time and feel this is the best avenue to take. But, don't let the idea of filing be shot down totally. You have a good medical file to start with. Also, you have age on your side, sorry buddy, but you and I are not getting any younger lol.
Here is another thought, what about health insurance. This is something you are always going to need just based on your medical history. COBRA sure, you can get it, but what happens when COBRA runs out? Never let yourself become unisured, because its really hard to get insurance coverage you can afford if you ever become uninsured. Its like the sky is the limit on the premiums. Also, if you are insured with one company and wanting to switch to another, by law they cannot refuse to insure you. This is why try to never become uninsured. I think you said your wife works. Is the ins thru her employer or was it thru the louse you use to work for? Another thought just to see where you may land, you can always file for SSD and then if you want to work-let SSD people know you are working and ask them to close your claim. You have some options and its just a matter of what you decide.
One of the most important things that needs to be done when filing for SSD is be specific about your illness/injuries. Writing on a form my neck or back hurts all the time tells them nothing. Describe the type of pain you have whether its burning, stabbing type of pain or whatever. They are interested in details. The more details you can give the better. They give extra room to write things down on, take advantage of it. I am not saying do an over kill, just be detailed The forms are not hard to fill out but it can get tiresome so take a few breaks from it. Before I started filling out my forms I got all of my drs cards out with their addresses, got my small calendars out that had all dr appts in them and had it ready.
Above all, for some of us there are embarrassing things we really do not like to think about let alone write on some form when it comes to health conditions. This is one time to bring it front and center because that particular thing may be what gets your claim approved. The odds of ever meeting these people some day are slim to none, there is nothing they haven't read before so we cannot shock them. Now is not the time to be bashfull.
I could write alot more here but won't. I have already taken up too much space. If anyone wants to know something ask, if you need help we can do it via email if its going to be lengthy. I don't want to use the forum up for this. Hope this helps.
Moderator Chronic Pain
crohns disease dx 2002 & small bowel resection, still looking for remission whatever that is, chronic pain 22 yrs, added ulcerative colitis 6-05 to the mix, high blood pressure 28 yrs, aortic heart valve insuffiency, depression, osteoarthritis, osteoporosis lumbar spine, scoliosis lumbar spine, peripheral neuropathy hands & feet, COPD & on oxygen therapy, lupus & decreased circulation in both legs. Several other health issues just not enough room to list it all. Too many surgeries to list and too many medications to list. Currently on 16 different daily medications. Intrathecal pain pump implanted June 05.