Hey no apologies needed Patti, I am with on this one totally. I loved the old indemnity insurace, the 80/20 then major medical at $10,000. Everyone made money including the insurance companies, everyone was happy what the he!! happened?
If you take a lot of medication 9 times out 10 Medicare part D is not the way to go. It is limited meds on their plan and if you sign up for it you cannot get any free meds from the drug companies or a discount rate. As it is none of my meds are on it so I am not bothering with it. No sense in throwing good money after bad.
Here in Tx Medicare does offer an HMO but good luck finding drs willing to take you and it is all controlled and limited. I would rather be able to pick a little than be locked in on an HMO, been there done that on the private world, no thanks.
Because we have current policies in effect in addition to Medicare we are not hit with the pre-existing clauses so we are ok there and the new company has to insure us. Tuesday is my day picked to call and see what all needed to get us set up for coverage.
I am going to contact the Humira people and see what they will do about my Humira. I hope they can help me.Same with all the other high dollar meds.I do have my 3 blood pressure meds taken care of thru my PCP and he also gave me 2 months of breathing meds similiar to Advair.
Its going to get really interesting after Jan 19 thats for sure. Palady I hope someone gave you incorrect info about
the Halo procedure that is just rotten. Oh well, don't let me get started.
crohns disease dx 2002 & small bowel resection, still looking for remission whatever that is, chronic pain 22 yrs, added ulcerative colitis 6-05 to the mix, high blood pressure 28 yrs, aortic heart valve insuffiency, depression, osteoarthritis, osteoporosis lumbar spine, scoliosis lumbar spine, peripheral neuropathy hands & feet, COPD & on oxygen therapy, lupus & psoriasis and psoratic arthritis. Several other health issues just not enough room to list it all. Too many surgeries to list and too many medications to list. Currently on 17 different daily medications. Intrathecal pain pump implanted June 05.