Filed my paperwork for Long Term Disability today :-(

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Veteran Member

Date Joined Jan 2010
Total Posts : 1097
   Posted 2/19/2010 8:02 PM (GMT -6)   
It was an emotional day for me. I've sent in the paperwork to my employer and benefit provider to go from short term disability to long term.

I guess I somehow thought things would get better and I'd be able to go back to work after a few months job means the world to me and has been a huge part of my identity for a long time. Unfortunately, I've had no reduction in pain despite various medication changes, and I'm still dealing with the side effects of the various drugs as well. I'm tired all the time...there's just no way I could manage working at this point.

My doctor has been fantastic at getting the needed paperwork done, my employer is supportive so I don't anticipate any issues. LTD will mean 60% of my salary, non taxable, paid monthly, plus my company automatically moves me up to our best benefit level, and takes over paying the premiums, so that helps (my husband only works part time as he's also a part time student, so money is always a concern for us).

I am without an income until the LTD is approved, as the short term ended on the 8th of this month, but we have some money coming from an accident settlement (we were hit broadside in November and both of us suffered some whiplash - sure didn't need that on top of all my other issues).

I know I'm luckier than many of you in the States, where LTD is such an issue to try and get...everything for me is thru my employer, so it won't be a problem. I'm glad I don't have to stress about that, but in a way, it feels like a the pain has won and things aren't ever going to get better. I know after a good sleep (HA!) I'll probably feel better and be able to see this in the proper perspective, but today, it just feels like the end of the world.

Hope everyone is having as pain free a day as possible. It's sure good to find a place like this to share, and to know I'll be understood by people who've been there!

hugs to all,
Conditions: Fibromyalgia, Chronic Pelvic Pain, FAI, Reynauds, IBS, Surgical Adhesions, Ophthalmic Migraines
(plus physically unable to vomit due to Nissen, and I have extremely tiny veins...a joy for blood work or IV's)
Surgeries: Appendix, Uterus, Nissen Fundoplication for GERD, Left Ovary, Gallbladder, Right Ovary, TVT
Medications: Oxycontin, Tramacet, Cymbalta, Nortriptyline
Other: Vitamin D, Multi-Vitamin

Regular Member

Date Joined Feb 2010
Total Posts : 358
   Posted 2/19/2010 9:17 PM (GMT -6)   
I have been on SSD for 7 years and recently had to re-apply! I had no idea I would ever have too. The paperwork alone is overwhelming. The sense of loss is almost like a death. I remember that feeling of "if I could have just done...". It really is difficult, but I hope you remember the other part of it, the good part. For me the good was that I had health care whereas I couldn't get any kind of insurance before. I so hope you get a really good night's sleep. (I know, I know! LOL!) If you are anything like me, that would be like finding the Holy Grail!! May your evening be as relaxing as can be. My thoughts are with you.
DXed-Syringomyelia C-1 to T-1, Hypothyroidism, Diabetes Type II, Adhesive Capsulitis "aka" Frozen Shoulder, IBS, Panic Disorder, ICC (Interstitial Cystitis), Fibromyalgia, Migraines, Bipolar Disorder, Panic Disorder
Too many meds to name/Too many allergic reactions/sensitivities to too many drugs to name. Meds for Panic Disorder, Pain, Bipolar, IBS, Hypothroidism, Diabetes, Insomnia and then some.

Veteran Member

Date Joined Nov 2007
Total Posts : 6795
   Posted 2/19/2010 11:31 PM (GMT -6)   
You're certainly not alone in having your identity wrapped up in your work. I don't know if I'll ever make peace with having my career cut off before I could finish what I considered to be the last third of it (let alone the income). Catz hit the nail on the head in saying it's like a death. And there's grieving to do. I move in and out of it, along with anger and a bunch of other goodies. So never feel alone!



Forum Moderator

Date Joined Feb 2003
Total Posts : 16799
   Posted 2/20/2010 2:58 AM (GMT -6)   
Pam, don't let it beat you down too bad. That feeling that your world has been turned upside down, having to finally admit so many things to yourself that you had been trying to avoid can be overwhelming. I finally sought professional help and it was the best thing I could have done. I did not understand the grieving concept associated with the whole mess either. Even with help, yes I still miss my work, I was lucky, I enjoyed my work. Don't be hard on yourself over this either.

I am glad you will be able to get to your Ltd and not have to go thru a bunch of hoops to be qualified for it. Having some means of income is a relief in itself.I hope tomorrow is better for you.

crohns disease dx 2002 & small bowel resection, still looking for remission whatever that is, chronic pain 22 yrs, added ulcerative colitis 6-05 to the mix, high blood pressure 28 yrs, aortic heart valve insuffiency, depression, osteoarthritis, osteoporosis lumbar spine, scoliosis lumbar spine, peripheral neuropathy hands & feet, COPD & on oxygen therapy, lupus & psoriasis and psoratic arthritis. Several other health issues just not enough room to list it all. Too many surgeries to list and too many medications to list. Currently on 17 different daily medications. Intrathecal pain pump implanted June 05.

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