I am sorry to hear that you are having more difficulties...I happened to be reading some back posts from late January and when some of the members were talking about
this being a pre-existing condition...you said that you had long talks with your Dr. and he would make sure it was approved..
So just wanted to say that maybe you can go to him with helping you...I know that is why until 2014 and the health care law goes into effect for adults (Children are covered starting now no matter what), and pre-exisiting issues...I can't get covered by a regular insurance for some of my health problems...That is unfortunately one of the biggest clauses in an insurance contract..
What percentage are they paying for you? Unless you have a letter, in writing, from them saying that they will cover 100% of this surgery and it is pre-approved, then I hate to say you will be on the hook for the remaining costs...
I truly hope like White Beard said, that you can go back and look at all your paperwork, phone calls, email correspondence and get it straigtened out if it's an error on their part..
I am certainly sending you some hugs and prayer as you are going through a lot each day...
SB and "the pup who snores loudly"
ACDF C5-C7, (no hardware), with autograft bone Nov. 2001
(reabsorption of bone 2 years later...still lost in body..expect to burp it out at anytime..haha"))
ACDF with hardware, allograft bone Nov. 2005
Anterior and Posterior CDF, allograft bone with BMP, removal of old hardware, use of titanium plates, rods, screws, & kitchen sink (lol) Dec 2006